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Take Advantage of Special Home Loan Programs Exclusively for Veterans

Do You Qualify for Low Rate VA Loans?

Tracking down the home loan that will best suit your needs can be a tricky proposition. There are more options available today than ever; variety is great, but narrowing down the list of potential options can be daunting. Like most people, you probably want to secure a mortgage that will easily fit within your budget, but that will also allow you to move into the home that is right for you and your family. Virtually everyone has a vast array of home loan options to choose from, but if you're a veteran or if you are an active member of the United States military, you have one extra option at your disposal: a VA home loan.

If you have the option of a VA home loan, you should seriously consider taking it. VA loans come with many great perks and benefits that other kinds of mortgages simply do not. For one thing, lenders who offer VA home loans cannot require private mortgage insurance, or PMI. For another, interest rates for VA loans are extremely competitive when compared with many other mortgage products. Finally, relaxed qualification standards make VA loans accessible to many people who otherwise wouldn't qualify for a mortgage - or who would have to pay exorbitant rates to get one.

Although you will more than likely decide that a VA loan is right for you, it is still imperative to sit down and weigh all of the pros and cons of this kind of mortgage. Educating yourself about the various aspects of VA home loans will help you make the best decision for you and your family. Below, you'll find all sorts of in-depth information about VA loans, including their history and the basic steps for acquiring one. By the time you've finished this article, you'll have a much clearer idea about how you'd like to proceed.

Active Duty Military Members & Veterans May Qualify for a $0 down VA Loan

Take advantage of your military benefits today with a $0-down VA loan from Veterans United. Veterans United is the nation's #1 VA home purchase lender & has originated over $10.2 billion in home loans since 2017.

 

A Brief History Of VA Loans

US Department of Veterans Affairs Seal.The G.I. Bill of 1944 is where the VA Loan Guaranty Program originated. This sweeping bill made several provisions for returning veterans of World War II. Its ultimate goal was to thank those individuals for their service to their country, and to help them get on with their lives. Considering that their lives were put on hold in many ways due to their military service, the bill was designed to give them a helping hand. The VA Loan Guaranty Program aimed to make housing affordable for returning GIs.

Through the VA Loan Guaranty Program, veterans and active military personnel were able to qualify for home loans through qualified lenders. The U.S. government backed up a certain portion of those loans, guaranteeing them and, essentially, vouching for those who took them out. One of the most important aspects of how the government achieved that was by insuring the property that was being financed on the GIs' behalves. For that reason, there was no need for those who qualified for VA loans to take out private mortgage insurance - a benefit that would add up to significant savings down the line.

VA Home Loans: Top Benefits And Advantages

VA Loan Pros and Cons.

The G.I. Bill was enormously popular and successful; the many perks and benefits that it afforded to United States military personnel and veterans were the impetus for that popularity. Few parts of the bill were met with more enthusiasm than the VA home loan provisions. Since being introduced, VA home loans have been quite popular and have helped thousands upon thousands of military personnel to get into affordable homes. If you are qualified to take out a VA home loan, you should seriously consider doing so; some of the main reasons include:

  • No Down Payment Needed - One of the most attractive things about securing a VA home loan is that you can finance 100% of the purchase price of a home. In other words, down payments are not required. Therefore, you do not need to have a lot of money saved up for a down payment, and can use any money that you have saved to make whatever purchases you need. Nine out of ten people who secure a VA loan take advantage of this benefit and put no money down when buying a home. Without question, this is a major selling point for many people.
  • No Private Mortgage Insurance Required - The vast majority of people who take out mortgages have to pay anywhere from $100 to $200 extra per month, on average, in order to pay for mortgage insurance. Mortgage insurance is required for most people who have less than 20% equity in their homes, in order to protect their lenders in the case of default. Since the U.S. government guarantees a portion of every VA loan, private mortgage insurance - or PMI - is not required. This shaves a significant amount of money from the average monthly payment of those who participate in the VA home loan program.
  • Relaxed Qualification Standards - Incredibly, the United States government does not have a minimum income requirement for people to qualify for VA loans. In addition, there is no minimum credit score required either. Debt-to-income ratio limits are also very relaxed for VA home loans when compared with most tradition mortgages, which imposes a 36% limit. VA home loans impose a 41% debt-to-income ratio limit. If your credit is quite poor - even if you've recently had a bankruptcy - you can still qualify for a VA mortgage. These relaxed standards have helped thousands of people get into homes.
  • Low Interest Rates - Since your credit score isn't taken into consideration when you apply for a VA loan, you are always going to pay a lower interest rate. For traditional mortgages, a person's credit score can have a dramatic - and very negative - impact on the rate that they end up paying. For every 20 points that their credit score dips below 720, traditional borrowers pay a higher rate. Regardless of what your credit score may be, you'll enjoy the same interest rates that someone with impeccable credit would enjoy when you qualify for a VA home loan.
  • No Prepayment Penalties - Many times, lenders who pay off traditional mortgages ahead of schedule are subject to a fee. These kinds of mortgages are known as prepayment penalty mortgages, or PPMs. A great advantage of a VA home loan is that there is no penalties or fees for paying off the loan ahead of time. For this reason, you can easily pay a bit extra toward the principal of your VA loan each month without the threat of incurring a huge penalty when you do pay it all off. It's just one more way that VA loans save you money.

How Do The Interest Rates For VA Home Loans Compare With Those For Other Mortgage Products?

As noted previously, the interest rates for VA home loans are generally quite a bit lower than for traditional mortgage products. In fact, this is one of their major selling points and is the main reason why so many people are sold on them. For people with poor credit, especially, the low interest rates offered through the VA home loan program are very enticing. After all, those with low credit scores generally enjoy the same competitive interest rates that people with topnotch credit scores enjoy. Whether your credit score is 750 or 600, you're going to pay a lot less interest with a VA loan.

Basically, if you want to get a feel for how much a VA home loan will cost in terms of interest, you should just look at what standard, fixed-rate, 30 year mortgages are going for in terms of interest and shave a little bit off of the total. Since rates fluctuate, there is no point in documenting how much you are going to pay in interest for a VA home loan. Suffice it to say that it is generally a great deal less than you would pay for many other popular mortgage products.

The reason VA loans are able to charge a lower rate than other mortgages is the Veteran's Administration guarantees to pay the lender up to 25% of the value of the home, up to the maximum guarantee limit of $510,400 across most of the country. This means if a buyer bought a house for $500,000 & was foreclosed on the VA would cover the lender for any loses up to $125,000.

Funding Fee for VA Loans.

Can You Obtain VA Loans Above Conforming Loan Limits?

If you purchase a home valued above the local conforming mortgage limit then you will need to cover the downpayment for the portion of the loan which is above the local limit. For example, in Los Angeles county the maximum conforming loan limit is $765,600. If you were to buy a house for $965,600 with a VA loan then you would need to cover 25% of the loan amount above the limit.

  • $965,600 -$765,600 = $200,000
  • $200,000 / 4 = $50,000

Current VA Loan Mortgage Rates

Here is a table listing current VA loan rates available in your local area.

When Is The Best Time To Get A VA Home Loan?

When shopping around for a mortgage, many people wonder if there is a "good time" to apply. For some mortgage products, there is no doubt that key market conditions affect how much they're going to pay. However, there is no tried and true advice for when you should - or shouldn't - apply for a VA home loan. The things that affect the interest rates that are attached to the typical VA home loan are so varied and complex that there is no hard and fast rule to refer to.

If you are considering a VA home loan, contact a number of qualified lenders and ask them what the current rate is. Try to get a feel for whether rates have recently crept up or gone down, and act accordingly. Either way, you're going to be paying a lot less than those who don't qualify for VA loans are going to. Also, without the worry of private mortgage insurance and without having to make a down payment, you're going to be ahead of the game financially anyway. In fact, the relaxed conditions for VA home loans makes any time a good time to get one. The VA loan benefit is flexible and widely used across the country. Here are usage stats for fiscal year 2018.

Loan Type Loan Volume Total Financed Average Loan
Purchase 383,115 $103,387,651,398 $269,861
IRRRL Streamline Refi 67,347 $16,774,568,042 $249,077
Cash-out Refinance 160,051 $41,133,294,330 $257,001
Total 610,513 $161,295,513,770 $264,197

The Disadvantages Of VA Home Loans

You'd be hard pressed to find a whole lot of drawbacks to a VA home loan. Assuming you qualify - i.e., that you are an active member of the United States military, or a veteran - then you will quickly see that the pros of such a loan far outweigh the few cons. Still, in order to make the best and most educated decision possible, you should learn about the drawbacks and disadvantages of VA loans. Knowing exactly what you're getting yourself into is always a good idea. In general, the main drawbacks of a VA loan are:

Loan Limits

Although they vary depending on where you live in the country, there are limits on how large of a VA home loan you can take out. Those who are looking to purchase a very expensive home, for instance, may be discouraged by the loan limits that are imposed by the VA home loan program. If the home that you want to buy exceeds the loan limits set by the VA home loan program, you will have to finance the balance through another mortgage program. This can seriously negate the benefits of using the VA home loan program. Still, the limit in most areas is currently $729,000; for the vast majority of people, that amount is more than enough for what they are looking at.

Hidden Fees

One of the biggest worries that prospective home buyers have is paying hidden fees. When figuring out how much you can afford, you need to make sure that you take every single fee and expense into account. Many mortgage programs and home loan products have hidden fees; on the outset, they aren't very obvious. By the time everything is said and done, though, they can increase a borrower's expenses by a considerable margin.

VA home loans are interesting because they don't include a ton of different hidden fees. Still, there are a few that you need to be aware of in order to get the best idea possible about what you can really afford. These fees include:

  • Repairs - When applying for a VA home loan, the VA has its own inspection and assessment done on the property that you'd like to purchase. In order to qualify, the property must fit within the specific criteria as outlined by the VA. Although it's not terribly common, occasionally the VA requires repairs and other work to be performed before it will approve a loan. The seller is not allowed to make the repairs; it is solely the responsibility of the buyer. In this way, you could incur some extra expenses when trying to secure a VA home loan. For the most part, such expenses are minimal.
  • Closing Costs - There are certain fees and expenses that the seller cannot pay when a VA home loan is being used to purchase a house. For instance, courier fees and document recording costs are generally the responsibility of the buyer. Although they aren't usually terribly expensive, they should still be taken into consideration when calculating how much you can afford to spend. Also, miscellaneous VA loan fees are going to be your responsibility, as is the cost of termite inspections - if they are required.
  • Funding Fees - Down payments are not required for VA home loans. However, if you make a down payment of at least 5% of the purchase price, you can avoid funding fees. Funding fees are required by law for VA home loans. For those who make no down payment whatsoever, the funding fee is going to be around 2.15%. It should be noted, though, that this fee is rolled into the overall loan and isn't due upfront. In certain cases, funding fees may be waived. Veterans who are receiving VA compensation for service-related disabilities, for instance, may not have to pay these fees. However, you should plan on paying them and should include them in your calculations when planning to purchase a home through the VA home loan program.
Borrower Down Payment Funding Fee (1st use) Subsequent Funding Fee
Disabiled 10%+ in Service Any 0% 0%
Regular Military None 2.15% 3.3% *
Regular Military 5 - 10% 1.5% 1.5%
Regular Military 10% &Up 1.25% 1.25%
Regular Military Cash Out Refi 2.15% 3.3%
Reservist & National Guard None 2.4% 3.3% *
Reservist & National Guard 5 - 10% 1.75% 1.75%
Reservist & National Guard 10% &Up 1.5% 1.5%
Reservist & National Guard Cash Out Refi 2.4% 3.3%
Regular Military, Reservist & National Guard IRRRLs 0.5% 0.5%
Regular Military, Reservist & National Guard Manufactured Homes 1.0% 1.0%
Regular Military, Reservist & National Guard Loan Assumptions 0.5% 0.5%

* The higher subsequent use fee does not apply to these types of loans if the Veteran's only prior use of entitlement was for a manufactured home loan.

Source: Funding Fee Table [PDF] on benefits.va.gov, citing Public Law 112-56, signed November 21, 2011

Funding Fee for VA Loans.

How To Qualify For A VA Home Loan

As the name implies, the VA home loan program is reserved for veterans and active members of the United States military. In order to qualify, then, you or your spouse must have either served at least two years of active duty for the United States military, or must currently be enlisted. The entire scope of the U.S. military is included in the program, which means that members of the U.S. Army, Navy, Marine Corps, Air Force and Coast Guard are all eligible for this program.

There is no way to even be considered for a VA home loan if you haven't actively served in the U.S. military. Even if you have served, if it was for less than two years then you are not going to qualify. During periods of war, active personnel must have served for at least 90 days to qualify. Also, if you are no longer enlisted, your discharge can be for any reason other than dishonorable in order to qualify. As long as all of these criteria are met, you should have no problem securing a VA home loan.

Steps To Acquiring A VA Home Loan

Acquiring a VA home loan involves a relatively straightforward, simple process. Before going ahead with it, though, you should familiarize yourself with what you're going to be expected to do. Below, the basic steps for acquiring a VA home loan are outlined for your convenience. Although everyone's experience is going to vary slightly, you can expect yours to go in roughly the following order:

  1. Qualify - First, you need to make sure that you are actually qualified to receive a VA home loan. Look over the eligibility requirements as outlined in the previous section. If you are still unsure about whether or not you qualify, you should use the Veteran Affairs Eligibility Center to see what they have to say. Covering this base is important if you want to proceed with obtaining a VA home loan.
  2. Apply For A COE - Next, you're going to need to apply for a COE, or Certificate of Eligibility. You will need this certificate when you approach a VA-approved lender for a home loan.
  3. Submit Your Paperwork - To get your COE, you need to submit VA Form 26-1880 - Request For A COE For Home Loan Benefits - along with documentation that proves your military involvement to your local VA Eligibility Center. Although the VA Eligibility Center may be able to confirm your background themselves, it is always best to come prepared with as much documentation as you can get your hands on. Your DD 214 is the key document. If you don't have it you can request a copy of it from Archives.gov. Other required information includes: checking account information, open loan accounts information, W2 and employment information over the past 2 years (or tax returns for self-employed people), your address and your social security number.
  4. Find A Lender - Not all lenders offer VA home loans. You should check around to see what your available options are. Lenders must be approved by the U.S. government, so double check that the one you're interested in working with does participate. Otherwise, you will end up wasting a lot of time.
  5. See If Your Lender Uses The ACE System - The ACE system streamlines the COE application process and allows you to quickly and easily find out whether or not you are qualified for a VA home loan. Check with the lenders that you are looking at to see if any of them offer this service. Please note that the ACE system does not work in every single instance; however, having it as an available option is a great way to shorten the overall process of applying and qualifying for a VA home loan.
  6. Find A Home - With your pre-approval in hand, you can finally go house hunting. Remember that the U.S. government is going to have to inspect the house that you choose and that you may have to pay for any repairs that it finds necessary. Otherwise, you should be a proud homeowner in no time flat!

VA Lenders

Over 1,000 companies across the country provide VA loans. Here is a table listing lenders by loans backed, average loan amount & total lending over fiscal year 2018.

Lender Rank Lender Name Loans Guaranteed Avg. Loan Amount Total Loan Amount
  Grand Total 610,512 $264,197 $161,295,413,406
1 VETERANS UNITED HOME LOANS 45,465 $229,835 $10,449,434,434
2 USAA FSB 35,301 $259,172 $9,149,032,263
3 QUICKEN LOANS INC. 34,129 $217,251 $7,414,555,189
4 NAVY FEDERAL CREDIT UNION 31,347 $272,870 $8,553,669,150
5 LOANDEPOT 27,439 $260,069 $7,136,029,336
6 FREEDOM MORTGAGE CORP 19,991 $239,614 $4,790,121,875
7 WELLS FARGO BANK, NA 10,656 $257,834 $2,747,475,144
8 NEW DAY FINANCIAL, LLC 10,552 $225,013 $2,374,336,823
9 FAIRWAY INDEPENDENT MTG CORP 10,046 $269,271 $2,705,093,209
10 UNITED SHORE FINANCIAL SERVICES, LLC 7,790 $299,875 $2,336,025,872
11 FLAGSTAR BANK FSB 7,718 $307,797 $2,375,579,410
12 HOMEBRIDGE FINANCIAL SERVICES, INC 7,684 $290,931 $2,235,516,171
13 CALIBER HOME LOANS, INC 7,355 $306,854 $2,256,914,072
14 STEARNS LENDING, LLC. 6,552 $335,331 $2,197,089,896
15 GUILD MORTGAGE COMPANY 6,539 $271,481 $1,775,214,029
16 MOVEMENT MORTGAGE LLC 5,978 $254,996 $1,524,368,064
17 PENNYMAC LOAN SERVICES LLC 5,574 $278,055 $1,549,878,780
18 PRIMELENDING, A PLAINSCAPITAL COMPANY 5,389 $269,050 $1,449,908,738
19 DHI MORTGAGE COMPANY LTD 5,346 $269,255 $1,439,439,820
20 CARRINGTON MORTGAGE SERVICES LLC 5,225 $218,777 $1,143,111,246
21 PACIFIC UNION FINANCIAL LLC 5,105 $256,637 $1,310,132,185
22 CALIBER FUNDING LLC 4,802 $344,943 $1,656,418,556
23 THE FEDERAL SAVINGS BANK 4,642 $281,505 $1,306,744,607
24 BROKER SOLUTIONS INC 4,309 $279,308 $1,203,537,315
25 EAGLE HOME MORTGAGE, LLC 4,283 $320,757 $1,373,800,668
26 LAKEVIEW LOAN SERVICING 4,247 $266,213 $1,130,608,611
27 SUN WEST MORTGAGE COMPANY INC 4,149 $283,735 $1,177,215,513
28 ACADEMY MORTGAGE CORP 4,041 $274,778 $1,110,376,610
29 LOW VA RATES 3,973 $241,216 $958,351,588
30 HOME POINT FINANCIAL CORP. 3,588 $299,057 $1,073,017,679
31 BRIDGEVIEW BANK GROUP 3,578 $258,312 $924,239,057
32 GUARANTEED RATE INC 3,465 $312,967 $1,084,430,412
33 FINANCE OF AMERICA MORTGAGE LLC 3,410 $330,254 $1,126,164,982
34 CMG FINANCIAL 3,372 $285,102 $961,364,125
35 NATIONSTAR MORTGAGE LLC 3,279 $219,349 $719,246,448
36 NORTH AMERICAN SAVINGS BANK FSB 2,946 $319,248 $940,505,661
37 CROSSCOUNTRY MORTGAGE INC 2,944 $290,243 $854,475,092
38 WINTRUSTMTG A DIV OF BARRINGTON BANK AND TRUST, NA 2,927 $192,817 $564,374,201
39 NBKC BANK 2,836 $340,011 $964,271,084
40 FIRST FEDERAL BANK 2,790 $267,055 $745,082,121
41 US BANK NA 2,480 $218,657 $542,269,455
42 ATLANTIC BAY MORTGAGE GROUP 2,474 $250,817 $620,522,243
43 BANK OF OKLAHOMA NA 2,463 $346,783 $854,127,005
44 JG WENTWORTH HOME LENDING LLC 2,444 $294,475 $719,696,086
45 AMERICAN PACIFIC MORTGAGE CORP 2,443 $356,874 $871,842,933
46 CORNERSTONE HOME LENDING, INC. 2,413 $294,335 $710,230,963
47 NEW PENN FINANCIAL LLC 2,362 $276,171 $652,316,574
48 EVERETT FINANCIAL 2,179 $272,833 $594,504,099
49 AMERICAN FINANCIAL NETWORK INC 2,061 $293,617 $605,145,281
50 FRANKLIN AMERICAN MORTGAGE 1,987 $233,453 $463,871,041
51 TOWNEBANK DBA TOWNEBANK MORTGAGE 1,974 $306,289 $604,615,023
52 VILLAGE CAPITAL & INVESTMENTS LLC 1,913 $215,645 $412,527,966
53 NVR MORTGAGE 1,905 $373,964 $712,400,506
54 PRIMARY RESIDENTIAL MORTGAGE INC 1,867 $259,142 $483,817,721
55 JPMORGAN CHASE BANK, NA 1,781 $255,453 $454,961,328
56 IFREEDOM DIRECT CORPORATION 1,775 $177,434 $314,945,714
57 PARAMOUNT EQUITY MORTGAGE LLC 1,759 $258,113 $454,021,153
58 DITECH FINANCIAL LLC 1,721 $261,140 $449,422,425
59 GATEWAY MORTGAGE GROUP, LLC 1,711 $235,656 $403,207,665
60 PULTE MORTGAGE LLC 1,683 $318,197 $535,525,635
61 PLAZA HOME MORTGAGE INC 1,630 $263,589 $429,649,723
62 UNION HOME MORTGAGE CORP 1,608 $213,827 $343,833,411
63 NOVA FINANCIAL & INVESTMENT CORP. 1,595 $261,022 $416,330,440
64 HOMESTREET BANK 1,591 $361,792 $575,610,668
65 FBC MORTGAGE LLC 1,536 $275,546 $423,238,170
66 THE MONEY SOURCE INC 1,518 $261,102 $396,353,473
67 CARDINAL FINANCIAL CO., LIMITED PARTNERSHIP 1,506 $281,616 $424,113,219
68 OVM FINANCIAL INC 1,477 $247,494 $365,549,371
69 PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC 1,469 $305,950 $449,440,210
70 FIDELITY BANK 1,463 $271,399 $397,057,225
71 BANK OF ENGLAND 1,444 $277,794 $401,135,205
72 MORTGAGE SOLUTIONS OF COLORADO LLC 1,414 $245,851 $347,633,494
73 NATIONS LENDING CORPORATION 1,396 $203,721 $284,394,764
74 PLANET HOME LENDING, LLC 1,378 $198,395 $273,387,828
75 SWBC MORTGAGE CORP 1,348 $251,810 $339,440,215
76 SUNTRUST BANK 1,320 $251,243 $331,641,211
77 RMK FINANCIAL CORP 1,307 $223,987 $292,751,398
78 ARK-LA-TEX FINANCIAL SERVICES LLC 1,281 $257,441 $329,782,342
79 EMBRACE HOME LOANS, INC. 1,264 $265,163 $335,165,833
80 360 MORTGAGE GROUP LLC 1,263 $251,839 $318,072,423
81 AMERICAN FINANCIAL RESOURCES INC 1,225 $218,005 $267,056,533
82 FIRST GUARANTY MORTGAGE CORP 1,225 $226,049 $276,909,638
83 FIRSTBANK 1,222 $254,197 $310,629,270
84 PROSPERITY HOME MORTGAGE LLC 1,219 $350,366 $427,095,853
85 MAGNOLIA BANK 1,210 $236,156 $285,748,840
86 BRANCH BANKING & TRUST CO 1,194 $239,881 $286,417,333
87 ENVOY MORTGAGE, LTD 1,184 $270,409 $320,164,028
88 HUNTINGTON NATIONAL BANK 1,181 $162,056 $191,387,910
89 RESIDENTIAL MORTGAGE SERVICES 1,180 $256,272 $302,401,369
90 BAY EQUITY LLC 1,172 $321,307 $376,571,370
91 SOVEREIGN LENDING GROUP INC 1,171 $295,350 $345,855,363
92 AMCAP MORTGAGE LIMITED 1,147 $245,841 $281,979,362
93 PLATINUM MORTGAGE INC 1,120 $245,342 $274,783,188
94 PNC BANK, N.A. 1,100 $209,262 $230,187,835
95 AMERICAN FINANCING CORP 1,067 $291,333 $310,852,212
96 GREAT PLAINS NATIONAL BANK 1,066 $253,915 $270,672,970
97 CHERRY CREEK MORTGAGE CO INC 1,057 $321,543 $339,871,273
98 FIRST COMMUNITY MORTGAGE INC 1,030 $220,689 $227,310,042
99 INTERCAP LENDING, INC 1,022 $262,522 $268,297,308
100 REGIONS BANK 1,002 $211,781 $212,204,188
101 EVERGREEN MONEYSOURCE MTG CORP 990 $306,485 $303,420,511
102 AMERIS BANK 989 $251,719 $248,949,713
103 INTERLINC MORTGAGE SERVICES LLC 962 $237,071 $228,062,731
104 ON Q FINANCIAL INC 955 $267,447 $255,411,591
105 SUMMIT FUNDING 955 $317,012 $302,746,423
106 CHOU TEAM REALTY, INC 950 $246,388 $234,068,796
107 FIRST HOME MORTGAGE CORP 939 $383,607 $360,207,108
108 WATERSTONE MORTGAGE CORPORATION 932 $252,372 $235,210,913
109 PEOPLES HOME EQUITY 929 $264,653 $245,862,580
110 MANN MORTGAGE LLC 925 $321,854 $297,714,652
111 SIERRA PACIFIC MORTGAGE 916 $322,545 $295,450,966
112 MORTGAGE LENDERS OF AMERICA 907 $235,594 $213,683,684
113 LENDUS, LLC 901 $294,888 $265,694,455
114 MID AMERICA MORTGAGE, INC. 888 $234,346 $208,099,023
115 DAS ACQUISITION COMPANY LLC 887 $207,616 $184,155,085
116 BNC NATIONAL BANK 878 $345,659 $303,488,765
117 CERTAINTY HOME LOANS, LLC 877 $250,416 $219,614,696
118 NATIONS DIRECT MORTGAGE LLC 861 $313,627 $270,033,071
119 GEORGE MASON MORTGAGE LLC 817 $406,928 $332,460,337
120 MORTGAGE INVESTORS GROUP 815 $219,617 $178,987,761
121 FIRST CHOICE LOAN SERVICES 811 $312,201 $253,195,410
122 CITYWIDE HOME LOANS A UTAH CORP 796 $309,792 $246,594,160
123 LEADERONE FINANCIAL CORPORATION 793 $245,380 $194,586,006
124 UMPQUA BANK 774 $292,361 $226,287,117
125 RELIANCE FIRST CAPITAL LLC 768 $219,256 $168,388,896
126 PENTAGON FEDERAL CREDIT UNION 762 $281,491 $214,496,190
127 ALPHA MORTGAGE CORP 715 $194,328 $138,944,715
128 HOMESERVICES LENDING, LLC 712 $261,026 $185,850,390
129 TRUSTMARK NATIONAL BANK 710 $213,804 $151,800,849
130 RUOFF MORTGAGE CO INC 695 $189,933 $132,003,722
131 GARDNER FINANCIAL SERVICES, LTD. 694 $277,343 $192,476,299
132 KS STATEBANK 694 $365,172 $253,429,154
133 MB FINANCIAL BANK 693 $341,647 $236,761,204
134 NBH CORPORATION 677 $323,149 $218,771,807
135 NORTHPOINTE BANK 677 $291,640 $197,440,346
136 CONGRESSIONAL BANK 672 $220,546 $148,206,812
137 MCLEAN MORTGAGE CORPORATION 671 $430,865 $289,110,442
138 CITYWORTH MORTGAGE 669 $205,796 $137,677,628
139 HOMESTAR FINANCIAL CORPORATION 665 $223,052 $148,329,855
140 GUARANTY TRUST CO 659 $226,615 $149,339,026
141 TIDEWATER MORTGAGE SERVICES INC 644 $272,103 $175,234,284
142 FIFTH THIRD MORTGAGE CO OHIO 639 $175,219 $111,965,154
143 GMFS LLC 638 $233,660 $149,075,389
144 SOUTHERN TRUST MORTGAGE 635 $288,087 $182,935,413
145 AMERIFIRST FINANCIAL 624 $308,583 $192,555,744
146 RENASANT BANK 620 $221,808 $137,520,906
147 IMPAC MORTGAGE CORP. 616 $333,234 $205,272,314
148 THE MORTGAGE FIRM INC 616 $247,266 $152,316,047
149 UNIVERSITY LENDING GROUP, LLC 616 $240,715 $148,280,604
150 ALASKA USA FEDERAL CREDIT UNION 615 $288,398 $177,364,777
151 RP FUNDING INC 613 $222,310 $136,276,294
152 HOMEAMERICAN MORTGAGE CORP 612 $392,943 $240,481,169
153 WYNDHAM CAPITAL MORTGAGE INC 598 $283,887 $169,764,302
154 PEOPLES BANK 591 $251,216 $148,468,943
155 AMERIFIRST FINANCIAL CORP 582 $174,091 $101,320,672
156 GUARANTEED RATE AFFINITY, LLC 581 $336,235 $195,352,575
157 AMERICAN MORTGAGE SERVICE CO 576 $213,829 $123,165,679
158 FLAT BRANCH MORTGAGE, INC 576 $174,600 $100,569,758
159 ACOPIA, LLC 571 $247,549 $141,350,504
160 CENTURY MORTGAGE COMPANY 565 $289,382 $163,500,995
161 GERSHMAN INVESTMENT CORP 563 $212,375 $119,567,348
162 LAND HOME FINANCIAL SERVICES, INC. 561 $308,694 $173,177,499
163 ALLIANCE FINANCIAL RESOURCES LLC 560 $244,650 $137,004,137
164 ARVEST BANK 546 $206,260 $112,617,937
165 CALCON MUTUAL MORTGAGE LLC 542 $251,686 $136,413,747
166 AMERISAVE MORTGAGE CORP 536 $255,872 $137,147,510
167 ATLANTIC COAST MORTGAGE LLC 530 $454,060 $240,651,799
168 RESOLUTE BANK 530 $265,236 $140,574,981
169 GOLDEN EMPIRE MORTGAGE INC 526 $346,860 $182,448,492
170 SECURITY NATIONAL MORTGAGE COMPANY 526 $263,413 $138,555,055
171 BANK OF AMERICA NA 521 $244,557 $127,414,319
172 HOME AMERICA LENDING CORP. 520 $336,743 $175,106,332
173 GOLDWATER BANK NA 513 $270,443 $138,737,412
174 HOMESTEAD FUNDING CORP 512 $236,341 $121,006,824
175 V.I.P. MORTGAGE INC 512 $300,275 $153,740,755
176 ROYAL UNITED MORTGAGE LLC 500 $124,873 $62,436,295
177 MICHIGAN MUTUAL INC 497 $290,118 $144,188,720
178 CITIZENS BANK NA 496 $244,906 $121,473,399
179 HIGHLANDS RESIDENTIAL MORTGAGE, LTD 496 $267,502 $132,681,047
180 NFM INC 488 $286,294 $139,711,472
181 VANDYK MORTGAGE CORP 488 $239,663 $116,955,684
182 AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY 486 $247,085 $120,083,171
183 AXIA FINANCIAL LLC 482 $305,637 $147,316,932
184 PRIME MORTGAGE LENDING INC 479 $264,213 $126,558,148
185 NATIONS RELIABLE LENDING LLC 475 $246,829 $117,243,591
186 CALATLANTIC MORTGAGE INC 470 $357,704 $168,120,663
187 CASTLE & COOKE MORTGAGE LLC 465 $276,057 $128,366,590
188 WALLICK & VOLK 465 $260,271 $121,026,170
189 CRESCENT MORTGAGE COMPANY 463 $217,324 $100,620,967
190 MORTGAGE ONE OF THE SOUTH INC 463 $260,306 $120,521,623
191 RESIDENTIAL MORTGAGE LLC 463 $339,088 $156,997,565
192 CALIFORNIA DEPARTMENT OF VETERANS AFFAIRS 458 $375,846 $172,137,516
193 HOMESIDE FINANCIAL LLC 458 $244,203 $111,844,797
194 FIRST UNITED BANK AND TRUST CO 448 $254,243 $113,901,020
195 FIRST HERITAGE MORTGAGE LLC 444 $456,202 $202,553,739
196 FIRST FEDERAL BANK OF KANSAS CITY 441 $334,964 $147,719,132
197 MORTGAGE NETWORK INC 439 $306,498 $134,552,629
198 MYCUMORTGAGE,LLC SUBSIDIARY OF WRIGHT-PATT CU 437 $172,479 $75,373,222
199 ROYAL PACIFIC FUNDING CORPORATION 434 $371,687 $161,312,351
200 HOMEOWNERS FINANCIAL GROUP USA, LLC 428 $266,417 $114,026,346
201 AMERICAN MORTGAGE & EQUITY CONSULTANTS INC. 424 $254,233 $107,794,756
202 MI FINANCIAL, LLC 415 $334,593 $138,856,298
203 UNIVERSAL LENDING CORPORATION 411 $305,590 $125,597,471
204 F&M BANK 406 $244,958 $99,452,769
205 TIAA, FSB 405 $328,391 $132,998,300
206 POTOMAC MORTGAGE GROUP, INC 401 $382,929 $153,554,436
207 PARKSIDE LENDING, LLC 392 $360,323 $141,246,768
208 SHELTER MORTGAGE COMPANY, LLC 390 $277,741 $108,319,059
209 CAPITAL BANK NA 388 $323,871 $125,661,776
210 E MORTGAGE MANAGEMENT, LLC 388 $263,060 $102,067,328
211 TOWNE MORTGAGE CO 388 $190,269 $73,824,214
212 CHURCHILL MORTGAGE CORPORATION 387 $265,255 $102,653,746
213 PRESIDENTIAL BANK 387 $362,554 $140,308,470
214 NETWORK CAPITAL FUNDING CORPORATION 384 $312,523 $120,008,797
215 UNITED SECURITY FINANCIAL CORP 383 $265,167 $101,558,944
216 EQUITY RESOURCES, INC 377 $221,409 $83,471,376
217 HOWARD BANK 371 $332,469 $123,345,823
218 PINNACLE BANK 370 $244,406 $90,430,325
219 BELL BANK 369 $260,920 $96,279,625
220 PERL MORTGAGE INC 369 $267,657 $98,765,336
221 STATE BANK AND TRUST COMPANY 365 $216,199 $78,912,501
222 AMERICAN SECURITY MORTGAGE CORP 360 $244,303 $87,948,920
223 PEOPLES MORTGAGE COMPANY 353 $268,154 $94,658,268
224 SUCCESS MORTGAGE PARTNERS INC 353 $221,683 $78,254,209
225 FIRST NATIONAL BANK OF OMAHA 349 $242,798 $84,736,463
226 BANKSOUTH MORTGAGE COMPANY, LLC 345 $256,520 $88,499,424
227 SUNSTREET MORTGAGE LLC 345 $227,308 $78,421,295
228 WILLAMETTE VALLEY BANK 345 $272,431 $93,988,760
229 IBERIABANK 344 $248,705 $85,554,586
230 GSF MORTGAGE CORPORATION 342 $219,487 $75,064,667
231 M & T BANK 336 $232,828 $78,230,315
232 MORTGAGE 1 INCORPORATED 336 $196,530 $66,033,958
233 K HOVNANIAN AMERICAN MORTGAGE LLC 333 $360,223 $119,954,207
234 NTFN, INC. 332 $232,139 $77,070,140
235 BANCORPSOUTH BANK 328 $215,263 $70,606,334
236 COLONIAL SAVINGS, F. A. 326 $269,615 $87,894,350
237 C&F MORTGAGE CORPORATION 320 $303,659 $97,170,775
238 JAMES B NUTTER & CO 316 $234,266 $74,027,989
239 OPEN MORTGAGE, LLC 316 $192,835 $60,936,007
240 WEI MORTGAGE CORP 314 $237,073 $74,440,982
241 FIRST HOME BANK 312 $311,728 $97,259,148
242 ENT CREDIT UNION 310 $296,927 $92,047,440
243 ALCOVA MORTGAGE LLC 304 $240,587 $73,138,350
244 FIRST INTERSTATE BANK 298 $274,275 $81,733,954
245 INTERCONTINENTAL CAPITAL GROUP, INC. 293 $299,121 $87,642,452
246 GLACIER BANK 288 $262,602 $75,629,252
247 CORNERSTONE MORTGAGE INC 286 $212,025 $60,639,023
248 RESIDENTIAL MORTGAGE CORP 282 $221,102 $62,350,676
249 INTEGRITY HOME MORTGAGE CORP 280 $291,758 $81,692,284
250 NUDGE FUNDING LLC 280 $228,792 $64,061,835
251 NETWORK FUNDING, LP 279 $251,968 $70,299,139
252 SOUTHEAST MORTGAGE OF GEORGIA 279 $236,940 $66,106,142
253 SYNERGY ONE LENDING, INC 279 $405,952 $113,260,614
254 INLANTA MORTGAGE INC 276 $218,281 $60,245,628
255 MOUNTAIN WEST FINANCIAL 275 $350,796 $96,468,961
256 SOUTH STATE BANK 274 $237,205 $64,994,047
257 HOMETOWN LENDERS INC 271 $216,620 $58,704,093
258 LHM FINANCIAL 271 $277,514 $75,206,258
259 TRUHOME SOLUTIONS LLC 270 $241,082 $65,092,129
260 INTERCOASTAL MORTGAGE CO 269 $507,068 $136,401,382
261 BUSEY BANK 268 $244,188 $65,442,265
262 COMMUNITY FIRST NATIONAL BANK 267 $220,886 $58,976,593
263 ROUNDPOINT MORTGAGE SERVICING CORPORATION 261 $242,445 $63,278,242
264 DIAMOND RESIDENTIAL MORTGAGE CORPORATION 260 $224,633 $58,404,625
265 THRIVE MORTGAGE, LLC 260 $294,902 $76,674,556
266 EVOLVE BANK & TRUST 257 $260,262 $66,887,366
267 HIGHTECH LENDING 255 $352,475 $89,881,182
268 MARKETPLACE HOME MTG LLC 255 $268,779 $68,538,733
269 EUSTIS MORTGAGE CORP 254 $213,971 $54,348,676
270 FIRST MORTGAGE SOLUTIONS, LLC 254 $350,509 $89,029,367
271 GMH MORTGAGE SERVICES LLC 254 $243,551 $61,861,846
272 FIRST NATIONAL BANK KILLEEN DBA 253 $215,021 $54,400,268
273 HARBORONE MORTGAGE, LLC 253 $273,102 $69,094,914
274 IDAHO CENTRAL CREDIT UNION 252 $236,643 $59,634,157
275 ISERVE RESIDENTIAL LENDING, LLC 252 $340,937 $85,916,160
276 SOUTHWEST FUNDING, LP 252 $211,128 $53,204,250
277 BANK '34 250 $234,762 $58,690,384
278 ASSURANCE FINANCIAL GROUP, LLC 249 $252,636 $62,906,299
279 DRAPER AND KRAMER MORTGAGE CORP 249 $293,959 $73,195,848
280 SKYLINE FINANCIAL CORP 249 $384,331 $95,698,482
281 COMMERCE HOME MORTGAGE, INC. 248 $375,193 $93,047,803
282 STOCKTON MORTGAGE CORPORATION 248 $188,603 $46,773,520
283 SERVICE FIRST MORTGAGE CORP 246 $258,530 $63,598,344
284 PREMIUM MORTGAGE CORP. 244 $196,401 $47,921,755
285 DIRECTORS MORTGAGE INC 241 $327,101 $78,831,233
286 INTERNATIONAL CITY MORTGAGE 239 $483,219 $115,489,282
287 MORTGAGE FINANCIAL SERVICES LLC 237 $249,563 $59,146,535
288 CITY BANK MORTGAGE 236 $228,993 $54,042,463
289 UNION SAVINGS BANK 236 $221,027 $52,162,462
290 FIRST SAVINGS MORTGAGE CORPORATION 235 $529,651 $124,468,029
291 STOCKMAN BANK OF MONTANA 235 $236,319 $55,534,964
292 HAMILTON GROUP FUNDING, INC 233 $246,802 $57,504,880
293 FLORIDA CAPITAL BANK N.A. 231 $281,118 $64,938,169
294 DELMAR FINANCIAL CO 230 $236,474 $54,389,011
295 MERIDIAN BANK 227 $243,798 $55,342,163
296 CENDERA FUNDING, INC 226 $254,263 $57,463,357
297 GOLD STAR MORTGAGE FINANCIAL GROUP CORP 225 $268,835 $60,487,923
298 MORTGAGE ACCESS CORP 225 $328,373 $73,883,974
299 JMAC LENDING, INC. 220 $363,641 $80,000,991
300 LENDSMART MORTGAGE LLC 220 $236,001 $51,920,292
301 PREMIER HOME MORTGAGE, INC 219 $244,587 $53,564,446
302 ALLIED MORTGAGE GROUP INC 218 $263,369 $57,414,392
303 EAGLE BANK 218 $216,447 $47,185,442
304 HUNT MORTGAGE CORPORATION 215 $237,397 $51,040,304
305 HALLMARK HOME MORTGAGE LLC 214 $226,305 $48,429,314
306 CLM MORTGAGE LLC 212 $349,900 $74,178,800
307 CONTOUR MORTGAGE CORPORATION 212 $278,381 $59,016,849
308 GVC MORTGAGE 212 $184,200 $39,050,467
309 VICTORIAN FINANCE LLC 209 $203,355 $42,501,197
310 REPUBLIC STATE MORTGAGE 208 $223,217 $46,429,122
311 PROVIDENT BANK MORTGAGE 207 $415,963 $86,104,273
312 CENTENNIAL BANK 206 $259,233 $53,401,908
313 POINT MORTGAGE CORP 205 $435,710 $89,320,645
314 SYNOVUS MORTGAGE CORP 205 $222,890 $45,692,494
315 DUBUQUE BANK & TRUST 204 $236,158 $48,176,253
316 SHEA MORTGAGE 203 $453,063 $91,971,877
317 UNITED MORTGAGE CORP 203 $324,660 $65,906,014
318 EQUITY PRIME MORTGAGE LLC 201 $271,454 $54,562,312
319 PREMIER MORTGAGE RESOURCES LLC 201 $305,197 $61,344,686
320 GENEVA FINANCIAL LLC 199 $266,194 $52,972,518
321 OCMBC, INC 199 $352,004 $70,048,732
322 NORTH STATE BANK 198 $236,917 $46,909,560
323 NORWICH COMMERCIAL GROUP INC. 198 $250,933 $49,684,642
324 US MORTGAGE CORPORATION 198 $242,411 $47,997,381
325 FIRST FINANCIAL BANK, N.A. 197 $236,891 $46,667,601
326 HANCOCK MORTGAGE PARTNERS LLC 197 $229,082 $45,129,114
327 PLATINUM HOME MORTGAGE CORP 197 $262,634 $51,738,974
328 CSTONE MORTGAGE INC 195 $427,936 $83,447,528
329 FIRST CENTENNIAL MORTGAGE 195 $265,723 $51,816,064
330 INSPIRE HOME LOANS, INC. 195 $352,998 $68,834,695
331 AMERICAN INTERNET MORTGAGE 194 $242,684 $47,080,753
332 PHH HOME LOANS, LLC 194 $324,086 $62,872,692
333 HOMETRUST MORTGAGE 193 $238,620 $46,053,593
334 ALL WESTERN MORTGAGE 192 $304,965 $58,553,287
335 POLARIS HOME FUNDING CORP 190 $183,186 $34,805,387
336 LOANSTAR HOME LOANS LLC 189 $321,513 $60,765,875
337 ALTERRA GROUP, LLC 188 $280,342 $52,704,366
338 ASSOCIATED BANK 188 $188,173 $35,376,602
339 DATA MORTGAGE INC 188 $358,434 $67,385,579
340 ROCKY MOUNTAIN MORTGAGE CO 188 $190,593 $35,831,502
341 SIRVA MORTGAGE INC 188 $349,808 $65,763,901
342 FIRST STATE BANK OF ST. CHARLES 185 $265,090 $49,041,726
343 JAMS-O1 INC 185 $476,330 $88,121,101
344 KEESLER FEDERAL CREDIT UNION 185 $185,887 $34,389,171
345 PILGRIM MORTGAGE, LLC 185 $256,927 $47,531,486
346 PACIFIC RESIDENTIAL MORTGAGE LLC 184 $290,669 $53,483,007
347 QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY 181 $233,825 $42,322,255
348 KELLER MORTGAGE, LLC 180 $272,097 $48,977,385
349 FRANKLIN LOAN CORP 178 $381,006 $67,819,094
350 HOMESPIRE MORTGAGE CORPORATION 178 $361,079 $64,272,018
351 STIFEL BANK & TRUST 177 $274,292 $48,549,663
352 NOIC, INC. 175 $207,995 $36,399,168
353 FIRST COLONY MORTGAGE CORP 174 $311,858 $54,263,368
354 TIDEWATER HOME FUNDING LLC 174 $271,967 $47,322,237
355 ACCESS NATIONAL BANK 173 $290,118 $50,190,485
356 HOWARD HANNA MORTGAGE SERVICES 173 $192,476 $33,298,387
357 PLANTERS FIRST BANK 173 $205,901 $35,620,826
358 VERITAS FUNDING LLC 173 $304,740 $52,719,995
359 ATLANTIC HOME LOANS 172 $271,920 $46,770,300
360 MIDWEST MORTGAGE ASSOCIATES CORP 171 $281,248 $48,093,333
361 BAY CAPITAL MORTGAGE CORPORATION 169 $372,568 $62,964,011
362 PRIORITY HOME MORTGAGE, L.P. 169 $375,406 $63,443,560
363 TBI MORTGAGE COMPANY 169 $486,253 $82,176,763
364 WOLFE FINANCIAL INC 169 $207,734 $35,106,990
365 CHEMICAL BANK & TRUST COMPANY 168 $194,070 $32,603,831
366 MEGASTAR FINANCIAL CORP 168 $314,619 $52,855,965
367 MILEND, INC 167 $261,466 $43,664,800
368 PRIMEWEST MORTGAGE CORPORATION 167 $202,063 $33,744,464
369 INDEPENDENT BANK 166 $229,315 $38,066,352
370 BANK OF LITTLE ROCK MTG CORP 165 $220,905 $36,449,343
371 FIRSTBANK PUERTO RICO 165 $165,810 $27,358,718
372 SILVERTON MORTGAGE SPECIALISTS 165 $252,205 $41,613,789
373 1ST SECURITY BANK 164 $342,069 $56,099,369
374 BRAND MORTGAGE GROUP LLC 164 $269,103 $44,132,870
375 CREDENCE FUNDING CORP 162 $256,451 $41,545,024
376 UNIVERSITY OF IOWA COMMUNITY CREDIT UNION 159 $235,618 $37,463,319
377 1ST PRIORITY MORTGAGE, INC. 158 $186,978 $29,542,566
378 BANK OF HAWAII 158 $388,518 $61,385,890
379 TOP FLITE FINANCIAL INC 157 $229,952 $36,102,422
380 CORRIDOR MORTGAGE GROUP, INC. 156 $302,681 $47,218,221
381 SUNFLOWER BANK N A 156 $239,319 $37,333,777
382 SENTE MORTGAGE CORPORATION 155 $239,500 $37,122,425
383 WILLOW BEND MORTGAGE COMPANY, LLC 155 $256,855 $39,812,567
384 LAKE MICHIGAN CREDIT UNION 154 $217,914 $33,558,728
385 BAYSHORE MORTGAGE FUNDING LLC 153 $266,916 $40,838,106
386 COMMONWEALTH BANK & TRUST COMPANY 153 $222,023 $33,969,494
387 SUMMIT MORTGAGE CORPORATION 153 $289,630 $44,313,388
388 FLANAGAN STATE BANK 152 $178,069 $27,066,504
389 SIMMONS BANK 151 $200,249 $30,237,536
390 AMERICAN SOUTHWEST MORTGAGE CORP 150 $220,334 $33,050,097
391 UNIVERSAL MORTGAGE & FINANCE, INC. 148 $257,387 $38,093,228
392 MIDLAND MORTGAGE CO 147 $217,512 $31,974,301
393 CORE BANK 146 $274,654 $40,099,476
394 MORTGAGE SERVICES III LLC 146 $196,390 $28,673,010
395 MASON-MCDUFFIE 145 $396,604 $57,507,615
396 TJC MORTGAGE, INC. 144 $215,790 $31,073,691
397 AMERICAN PORTFOLIO MORTGAGE CORPORATION 143 $294,260 $42,079,199
398 COMMUNITY BANK OF MS 142 $222,039 $31,529,501
399 THE HOME LENDING GROUP, LLC 140 $211,156 $29,561,842
400 TRIDENT MORTGAGE COMPANY LP 140 $268,214 $37,549,952
401 GREAT WESTERN FINANCIAL SERVICES INC 139 $268,461 $37,316,092
402 COMMUNITY MORTGAGE CORP 138 $244,840 $33,787,856
403 PLAINS COMMERCE BANK 138 $214,498 $29,600,751
404 BEACH COMMUNITY MTG SVCS INC 137 $290,810 $39,841,001
405 FIRST DIRECT LENDING LLC 137 $224,153 $30,708,909
406 FIRST NATIONAL BANK 137 $231,031 $31,651,302
407 BANNER BANK 135 $288,692 $38,973,408
408 HANCOCK WHITNEY BANK 135 $274,580 $37,068,338
409 KEYBANK NATIONAL ASSOCIATION 135 $178,195 $24,056,304
410 BREMER BANK NA 132 $222,763 $29,404,679
411 RESOURCE LENDERS INCORPORATED 132 $333,812 $44,063,208
412 SEMPER HOME LOANS 132 $220,721 $29,135,127
413 TRIUMPH BANK 132 $263,631 $34,799,286
414 SOUTHPOINT FINANCIAL SERVICES 131 $207,934 $27,239,364
415 SOUTHWEST STAGE FUNDING LLC 131 $159,994 $20,959,176
416 LADERA LENDING INC 129 $346,522 $44,701,292
417 LOAN SIMPLE INC 128 $266,652 $34,131,436
418 BANCO POPULAR DE PUERTO RICO 127 $154,446 $19,614,674
419 FIRST CITIZENS BANK & TRUST 127 $216,575 $27,505,011
420 FIRST INTERNET BANK OF INDIANA 125 $282,073 $35,259,090
421 UNITED FIDELITY FUNDING CORPORATION 124 $242,733 $30,098,835
422 OPPORTUNITY BANK OF MONTANA 123 $274,650 $33,781,933
423 VILLAGE MORTGAGE COMPANY 123 $269,128 $33,102,769
424 DYBN FINANCIAL CORP 121 $306,982 $37,144,847
425 METROPOLITAN HOME MORTGAGE, INC. 120 $323,560 $38,827,187
426 CITIBANK, N.A. 119 $193,895 $23,073,543
427 FARMERS & STOCKMENS BANK 119 $349,259 $41,561,869
428 OAKSTAR BANK 119 $317,959 $37,837,063
429 SOUTH PACIFIC FINANCIAL CORP 119 $326,209 $38,818,867
430 SAC FEDERAL CREDIT UNION 118 $210,839 $24,879,040
431 COUNTRY CLUB MORTGAGE 117 $275,131 $32,190,318
432 LEGACY MORTGAGE LLC 117 $222,913 $26,080,764
433 JONAH BANK OF WYOMING 115 $273,507 $31,453,303
434 MORTGAGE EXPRESS LLC 115 $354,623 $40,781,665
435 OCEANSIDE MORTGAGE COMPANY 115 $175,687 $20,204,016
436 SECURE ONE CAPITAL CORPORATION 115 $339,116 $38,998,384
437 ASSOCIATED MORTGAGE CORP 114 $209,563 $23,890,227
438 EVANSVILLE TEACHERS FEDERAL CREDIT UNION 114 $210,781 $24,028,980
439 FIRST NATIONAL BANK OF PA 114 $223,764 $25,509,113
440 FULTON BANK, N.A. 114 $291,897 $33,276,300
441 IOWA BANKERS MORTGAGE CORP 114 $172,295 $19,641,600
442 LANDMARK NATIONAL BANK 114 $180,275 $20,551,341
443 THE HOME LOAN EXPERT, LLC 114 $223,703 $25,502,137
444 UNITED COMMUNITY BANK 114 $248,959 $28,381,335
445 VETERANS HOME PURCHASE BOARD 114 $175,869 $20,049,110
446 GATE CITY BANK 113 $230,539 $26,050,881
447 NVR MORTGAGE FINANCE, INC. 112 $264,836 $29,661,651
448 SERVION, INC 112 $191,062 $21,398,900
449 AMERICAN NATIONAL BANK 111 $193,484 $21,476,695
450 COMPASS MORTGAGE INC 111 $264,956 $29,410,081
451 DIRECT MORTGAGE CORP 111 $309,757 $34,383,020
452 ROSS MORTGAGE CORP 111 $214,765 $23,838,959
453 BELEM SERVICING LLC 109 $288,672 $31,465,224
454 MORTGAGE AMERICA INC 109 $212,282 $23,138,719
455 THE UNION BANK COMPANY 108 $244,754 $26,433,450
456 SANDY SPRING BANK 107 $460,583 $49,282,362
457 HERITAGE BANK 106 $219,476 $23,264,505
458 WESBANCO BANK INC 106 $190,341 $20,176,129
459 FIRST EQUITY MORTGAGE INC 105 $401,526 $42,160,226
460 REDSTONE FEDERAL CREDIT UNION 105 $194,412 $20,413,311
461 LENOX FINANCIAL MORTGAGE CORP 104 $335,610 $34,903,401
462 FIRST OPTION MORTGAGE, LLC 103 $237,862 $24,499,752
463 WATERMARK CAPITAL INC 103 $400,000 $41,199,950
464 AMERICAN SOUTHWEST MORTGAGE FUNDING CORP 102 $181,879 $18,551,643
465 COMMUNITY MORTGAGE LLC 102 $201,220 $20,524,476
466 HOWARD HANNA FINANCIAL SERVICES, INC. 102 $188,597 $19,236,875
467 SUBURBAN MORTGAGE, INC. 102 $261,126 $26,634,806
468 ARMED FORCES BANK NA 101 $240,316 $24,271,935
469 FIRST FLORIDA BANK 101 $354,834 $35,838,237
470 RESMAC, INC 101 $238,586 $24,097,215
471 FIRST  BANK 100 $257,400 $25,739,980
472 FIRST CONTINENTAL MORTGAGE CO 100 $384,550 $38,454,984
473 APEX HOME LOANS INC 99 $412,009 $40,788,885
474 BANK OF THE WEST 99 $226,014 $22,375,425
475 CIS FINANCIAL SERVICES, INC. 99 $228,268 $22,598,579
476 FIRST BANK DBA  FIRST BANK MORTGAGE 99 $257,368 $25,479,454
477 KINGS MORTGAGE SERVICES 99 $276,442 $27,367,725
478 GREENTREE MORTGAGE CO LP 98 $224,405 $21,991,644
479 CITIZENS BANK OF LAS CRUCES 97 $221,899 $21,524,165
480 COMMERCE BANK 97 $188,335 $18,268,451
481 COUNTRYPLACE MORTGAGE LTD 97 $180,150 $17,474,574
482 1ST MARINER BANK 96 $392,396 $37,670,011
483 PHH MORTGAGE CORPORATION 96 $229,788 $22,059,641
484 FINANCIAL CONCEPTS, LLC 95 $194,654 $18,492,117
485 PARAGON HOME LOANS INC 95 $167,139 $15,878,212
486 SEFCU SERVICES, LLC 95 $201,181 $19,112,232
487 WHOLESALE CAPITAL CORPORATION 95 $349,905 $33,240,949
488 GREAT WESTERN BANK 94 $206,876 $19,446,340
489 RESOURCE FINANCIAL SERVICES INC 94 $218,285 $20,518,797
490 SIERRA PACIFIC MORTGAGE CO INC 93 $291,728 $27,130,749
491 ALERUS FINANCIAL 91 $275,563 $25,076,227
492 CHRISTENSEN FINANCIAL, INC. 91 $271,554 $24,711,371
493 MIDWEST EQUITY MORTGAGE LLC 91 $308,509 $28,074,358
494 NEST HOME LENDING LLC 91 $374,731 $34,100,538
495 NORTHPOINT MORTGAGE 91 $283,699 $25,816,600
496 TD BANK, NATIONAL ASSOCIATION 91 $219,109 $19,938,892
497 ZB NATIONAL ASSOCIATION 90 $291,122 $26,200,979
498 SRP FEDERAL CREDIT UNION 89 $203,895 $18,146,678
499 PREMIA MORTGAGE LLC 88 $344,427 $30,309,575
500 RESIDENTIAL HOME FUNDING CORP 88 $301,192 $26,504,925
501 VANDERBILT MORTGAGE & FINANCE INC 87 $253,685 $22,070,586
502 VITEK R.E.I.G.,INC. 87 $361,613 $31,460,339
503 1ST FINANCIAL INC 86 $283,894 $24,414,887
504 1ST SIGNATURE LENDING LLC 86 $208,254 $17,909,813
505 FIRST STATE BANK 86 $223,067 $19,183,796
506 MOUNTAIN AMERICA CREDIT UNION 86 $243,725 $20,960,312
507 RESIDENTIAL MORTGAGE NETWORK INC 86 $217,072 $18,668,192
508 FIRST ARKANSAS FINANCIAL, INC. 85 $188,520 $16,024,233
509 JMJ FINANCIAL GROUP DBA THE COASTAL LENDING GROUP 85 $496,748 $42,223,560
510 RANLIFE INC 85 $286,511 $24,353,412
511 ORIGIN BANK 84 $216,906 $18,220,103
512 AMERICA FIRST FEDERAL CREDIT UNION 83 $249,810 $20,734,256
513 BANCFIRST CORP 83 $188,978 $15,685,172
514 COMPASS BANK 83 $201,200 $16,699,571
515 CWM PARTNERS, L.P. 83 $229,751 $19,069,313
516 DIRECT MORTGAGE LOANS LLC 83 $261,013 $21,664,048
517 DIGNIFIED HOME LOANS, LLC 82 $338,871 $27,787,400
518 FIRST FINANCIAL BANK 82 $201,947 $16,559,628
519 MORTGAGE BROKERS SERVICES INC 82 $368,338 $30,203,744
520 NP, INC 82 $292,940 $24,021,070
521 UNION MORTGAGE GROUP, INC. 82 $345,317 $28,315,976
522 BLUE RIDGE BANK, NATIONAL ASSOCIATION 81 $248,730 $20,147,159
523 MEMBERS 1ST FEDERAL CREDIT UNION 81 $236,113 $19,125,125
524 STARBOARD FINANCIAL MANAGEMENT LLC 81 $262,705 $21,279,077
525 WEST PENN FINANCIAL SVC CENTER INC 81 $178,052 $14,422,193
526 ANGEL OAK HOME LOANS LLC 80 $280,245 $22,419,618
527 TOWN AND COUNTRYBANC MORTGAGE SERVICES INC 80 $157,460 $12,596,765
528 WASHINGTON TRUST BANK 79 $273,072 $21,572,716
529 ALLEN TATE MORTGAGE PARTNERS LLC 78 $243,753 $19,012,702
530 ANCHOR MORTGAGE SERVICES 78 $238,407 $18,595,768
531 ARKANSAS FEDERAL CREDIT UNION 78 $212,118 $16,545,234
532 CAPITAL CITY BANK 78 $236,383 $18,437,885
533 FIRST NATIONAL BANK OF MIDDLE TENNESSEE 78 $238,241 $18,582,797
534 LINCOLN SAVINGS BANK 78 $227,617 $17,754,124
535 NEVADA FEDERAL CREDIT UNION 78 $267,602 $20,872,918
536 SUMMIT MORTGAGE CORP 78 $271,601 $21,184,885
537 BANK OF THE PACIFIC 77 $283,628 $21,839,327
538 SECURITY HOME MORTGAGE LLC 77 $309,735 $23,849,633
539 TOTAL MORTGAGE SERVICES, LLC 77 $274,564 $21,141,400
540 WISCONSIN MORTGAGE CORP 77 $222,191 $17,108,700
541 EXCHANGE BANK 76 $189,598 $14,409,468
542 MUFG UNION BANK 76 $353,683 $26,879,922
543 RESIDENTIAL BANCORP 76 $282,109 $21,440,293
544 THE MORTGAGE COMPANY 76 $276,866 $21,041,844
545 FIRST SECURITY BANK 75 $187,862 $14,089,613
546 LPMC LLC 75 $288,896 $21,667,177
547 MIDLAND STATES BANK 75 $229,608 $17,220,586
548 NATIONAL BANK OF COMMERCE 75 $301,509 $22,613,194
549 TYNDALL FEDERAL CREDIT UNION 75 $203,873 $15,290,447
550 BANGOR SAVINGS BANK 74 $204,147 $15,106,854
551 CRESTMARK MORTGAGE 74 $356,840 $26,406,130
552 ENDEAVOR CAPITAL LLC 74 $222,604 $16,472,714
553 INTEGRITY FIRST FINANCIAL GROUP INC 74 $303,736 $22,476,446
554 STANDARD MORTGAGE CORP 74 $215,890 $15,975,828
555 THE MONEY HOUSE INC 74 $155,228 $11,486,851
556 TOWN SQUARE MORTGAGE & INVESTMENTS, INC. 74 $241,239 $17,851,675
557 TRINITY OAKS MORTGAGE 74 $341,790 $25,292,463
558 ADVISA MORTGAGE SERVICES, LTD 73 $300,778 $21,956,775
559 EASTMAN CREDIT UNION 73 $159,946 $11,676,050
560 GRANDE HOMES INC 73 $484,032 $35,334,344
561 GULF COAST BANK & TRUST CO 73 $267,325 $19,514,759
562 SCENIC OAKS FUNDING 73 $320,749 $23,414,704
563 VERIDIAN CREDIT UNION 73 $196,007 $14,308,505
564 ADVISORS MORTGAGE GROUP LLC 72 $295,551 $21,279,651
565 PROGRESS BANK & TRUST 72 $264,784 $19,064,433
566 STAR FINANCIAL /STAR FINANCIAL CORP 72 $361,088 $25,998,368
567 VICTORY MORTGAGE, LLC 72 $301,215 $21,687,494
568 LIBERTY HOME MORTGAGE CORPORATION 71 $201,293 $14,291,778
569 HONOLULU HOMELOANS INC 70 $515,797 $36,105,776
570 AMERICAN PREFERRED LENDING 69 $433,242 $29,893,694
571 GRAYSTONE FUNDING LLC 69 $307,504 $21,217,808
572 NATION ONE MORTGAGE CORPORATION 69 $230,549 $15,907,867
573 CENTRAL PACIFIC BANK 68 $592,119 $40,264,109
574 FBT MORTGAGE 68 $221,012 $15,028,809
575 FRANKLIN FIRST FINANCIAL LTD. 68 $343,080 $23,329,457
576 HOME SOLUTION LENDERS INC 68 $214,167 $14,563,381
577 MORTGAGE MANAGEMENT CONSULTANT INC 68 $327,553 $22,273,606
578 TOWN & COUNTRY CREDIT UNION 68 $236,036 $16,050,454
579 WATSON MORTGAGE CORP 68 $238,302 $16,204,550
580 CAMDEN NATIONAL BANK 67 $225,658 $15,119,087
581 MORTGAGE INVESTMENT SERVICES CORPORATION 67 $176,616 $11,833,280
582 AMERICA'S CHOICE HOME LOANS LP 66 $270,006 $17,820,372
583 FIRST AMERICAN BANK 66 $196,355 $12,959,411
584 MLD MORTGAGE INC 66 $245,822 $16,224,274
585 MORTGAGE CENTRAL LLC 66 $321,010 $21,186,664
586 ONY GLO INC 66 $376,176 $24,827,636
587 ORIENTAL BANK & TRUST 66 $153,357 $10,121,531
588 ABSOLUTE HOME MORTGAGE CORP. 65 $259,721 $16,881,855
589 FIRST INTERNATIONAL BANK & TRUST 65 $268,060 $17,423,910
590 FIRST NATIONS HOME FINANCE CORP 65 $241,800 $15,716,982
591 J.VIRGIL, INC. 65 $177,373 $11,529,264
592 PARAMOUNT BOND & MORTGAGE CO INC 65 $240,758 $15,649,250
593 PATRIOT BANK 65 $316,755 $20,589,062
594 FC LENDING LTD 64 $385,246 $24,655,745
595 GREATER NEVADA LLC 64 $276,638 $17,704,834
596 LEADER BANK 64 $414,437 $26,523,969
597 MYMOVE MORTGAGE LLC 64 $349,040 $22,338,542
598 SOUTH CENTRAL BANK, INC. 64 $199,913 $12,794,403
599 DIRECTIONS EQUITY LLC 63 $264,814 $16,683,268
600 RAPID MORTGAGE COMPANY 63 $190,616 $12,008,787
601 WYOMING BANK & TRUST 63 $247,293 $15,579,487
602 BANK OF UTAH 62 $303,305 $18,804,892
603 COLUMBUS CAPITAL LENDING LLC 62 $260,970 $16,180,132
604 HURON VALLEY FINANCIAL 62 $251,141 $15,570,738
605 LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA 62 $228,843 $14,188,237
606 PIKE CREEK MORTGAGE SERVICES 62 $274,546 $17,021,875
607 RADIUS FINANCIAL GROUP INC 62 $329,259 $20,414,056
608 THE LENDING PARTNERS, LLC 62 $337,395 $20,918,500
609 RESIDENTIAL WHOLESALE MORTGAGE 61 $515,952 $31,473,050
610 RMR FINANCIAL LLC 61 $342,931 $20,918,786
611 SAN DIEGO FUNDING 61 $562,809 $34,331,338
612 INLAND BANK AND TRUST 60 $262,866 $15,771,987
613 LIVE WELL FINANCIAL INC 60 $245,233 $14,713,955
614 CHARTER WEST NATIONAL BANK 59 $206,474 $12,181,991
615 DRAGAS MORTGAGE CO 59 $307,317 $18,131,727
616 RUHL MORTGAGE 59 $206,512 $12,184,181
617 CADENCE BANK NA 58 $204,905 $11,884,515
618 CITIZENS SAVINGS & LOAN ASSOCIATION 58 $264,874 $15,362,699
619 CORPORATE INVESTORS MORTGAGE GROUP, INC. 58 $298,053 $17,287,048
620 ALAMEDA MORTGAGE CORP 57 $461,934 $26,330,231
621 BANK OF COLORADO 57 $287,905 $16,410,612
622 EAGLEBANK 57 $460,370 $26,241,075
623 HOMEPROMISE CORPORATION 57 $338,590 $19,299,631
624 KEY MORTGAGE SERVICES INC 57 $257,550 $14,680,337
625 NJ LENDERS CORP 57 $350,468 $19,976,649
626 WESTSTAR BANK 57 $222,292 $12,670,646
627 AFFILIATED BANK 56 $287,397 $16,094,219
628 AUGUSTA MORTGAGE CO 56 $243,963 $13,661,939
629 FIRST AMERICAN MORTGAGE, INC 56 $218,474 $12,234,519
630 FIRST WESTERN TRUST BANK 56 $448,828 $25,134,367
631 THE FIRST, A NATIONAL BANKING ASSOC 56 $239,027 $13,385,527
632 VISION ONE MORTGAGE 56 $388,065 $21,731,651
633 AMWEST FUNDING CORP. 55 $451,808 $24,849,416
634 CENTRAL BANK 55 $228,680 $12,577,416
635 FIRST BANK 55 $227,853 $12,531,929
636 MORTGAGE MASTERS OF INDIANA INC 55 $188,529 $10,369,102
637 SUN AMERICAN MORTGAGE CO 55 $211,282 $11,620,523
638 THE AMERICAN EAGLE MORTGAGE CO., LLC 55 $182,675 $10,047,128
639 ACRE MORTGAGE & FINANCIAL INC 53 $221,047 $11,715,499
640 AMERICAN MIDWEST MORTGAGE CORP 53 $196,086 $10,392,573
641 BANK OF IDAHO 53 $228,576 $12,114,522
642 BEAR STATE BANK 53 $201,680 $10,689,019
643 FAMILY FIRST FUNDING, LLC 53 $286,882 $15,204,748
644 FIRST CALIFORNIA MORTGAGE COMPANY 53 $350,337 $18,567,847
645 FIRST WORLD MORTGAGE CORPORATION 53 $260,627 $13,813,251
646 GREAT SOUTHERN BANK 53 $166,082 $8,802,340
647 MARINE BANK 53 $200,298 $10,615,820
648 RIGHT START MORTGAGE, INC 53 $232,889 $12,343,143
649 COLUMBIA STATE BANK 52 $282,508 $14,690,392
650 ENVISION BANK 52 $337,259 $17,537,486
651 MORTGAGE EQUITY PARTNERS LLC 52 $264,756 $13,767,307
652 SCOTIABANK DE PR 52 $149,839 $7,791,610
653 AMERICAN EQUITY MORTGAGE INC 51 $191,182 $9,750,277
654 GROUP ONE MORTGAGE INC 51 $288,376 $14,707,173
655 GUARANTY MORTGAGE SERVICES LLC 51 $232,354 $11,850,060
656 MORTGAGES UNLIMITED 51 $278,900 $14,223,892
657 SCOTT CREDIT UNION 51 $178,595 $9,108,326
658 TRADITION MORTGAGE LLC 51 $374,141 $19,081,200
659 1ST PREFERENCE MORTGAGE CORP 50 $314,680 $15,734,016
660 HAMILTON MORTGAGE CORP 50 $219,125 $10,956,234
661 MUSA FINANCIAL , LLC 50 $283,712 $14,185,616
662 OLD NATIONAL BANK 50 $199,248 $9,962,422
663 REPUBLIC FIRST BANK 50 $272,690 $13,634,494
664 RESIDENTIAL ACCEPTANCE CORPORATION 50 $181,478 $9,073,898
665 CBM MORTGAGE INC 49 $309,743 $15,177,404
666 CENTRAL NATIONAL BANK 49 $170,956 $8,376,865
667 CITY FIRST MORTGAGE SERVICES LLC 49 $269,877 $13,223,954
668 GOLDENWEST FEDERAL CREDIT UNION 49 $264,076 $12,939,728
669 RCB BANK 49 $191,852 $9,400,728
670 SOUTHERN FIDELITY MORTGAGE 49 $283,633 $13,898,012
671 STAUNTON FINANCIAL, INC. 49 $238,081 $11,665,948
672 BANK2 48 $223,362 $10,721,386
673 EQUITY BANK 48 $174,094 $8,356,497
674 NEXBANK SSB 48 $261,303 $12,542,532
675 PATRIOT MORTGAGE COMPANY 48 $203,428 $9,764,541
676 PRIORITY BANK 48 $177,421 $8,516,214
677 SUNMARK FEDERAL CREDIT UNION 48 $236,172 $11,336,233
678 SYRACUSE SECURITIES INC 48 $188,358 $9,041,161
679 WEST TOWN BANK & TRUST 48 $275,042 $13,202,008
680 BEST CAPITAL FUNDING 47 $386,006 $18,142,302
681 CENTRAL BANK & TRUST CO 47 $232,107 $10,909,043
682 CHOICE LENDING CORP 47 $292,027 $13,725,250
683 PINNACLE BANK WYOMING 47 $249,359 $11,719,888
684 PREFERRED MORTGAGE CORP 47 $155,284 $7,298,370
685 SIOUX FALLS FEDERAL CREDIT UNION 47 $222,354 $10,450,643
686 AVADIAN CREDIT UNION 46 $230,133 $10,586,132
687 BRIGHTON BANK 46 $246,697 $11,348,053
688 CARROLLTON BANK 46 $226,389 $10,413,916
689 LANGLEY FEDERAL CREDIT UNION 46 $217,082 $9,985,750
690 MIDWEST COMMUNITY BANK 46 $227,630 $10,470,979
691 SOUTHERN FIRST BANK, N.A. 46 $267,987 $12,327,382
692 SOUTHPOINT BANK 46 $205,672 $9,460,912
693 VALLEY MORTGAGE INC 46 $210,356 $9,676,387
694 VILLAGE BANK MORTGAGE CORPORATION 46 $267,370 $12,299,011
695 VIRGINIA CREDIT UNION INC 46 $223,996 $10,303,805
696 WILSON BANK AND TRUST 46 $267,546 $12,307,097
697 AUGUSTA FINANCIAL 45 $463,946 $20,877,559
698 CAMBRIA FINANCIAL GROUP LLC 45 $242,162 $10,897,273
699 HORIZON BANK 45 $196,334 $8,835,022
700 ROGUE CREDIT UNION 45 $248,115 $11,165,164
701 THE STATE BANK & TRUST COMPANY 45 $203,308 $9,148,865
702 TOTAL MEDIA MANAGEMENT LLC 45 $250,492 $11,272,150
703 AMERICAN BANCSHARES MTG, LLC 44 $269,769 $11,869,824
704 BANK OF TENNESSEE 44 $255,880 $11,258,713
705 COMPASS HOME LOANS 44 $545,872 $24,018,386
706 FIRST COMMONWEALTH BANK 44 $179,728 $7,908,047
707 GATEWAY MORTGAGE CORP 44 $213,102 $9,376,490
708 HOME SAVINGS BANK 44 $216,020 $9,504,859
709 SIBCY CLINE MORTGAGE SERVICES INC 44 $220,992 $9,723,635
710 VICTORY COMMUNITY BANK 44 $264,717 $11,647,547
711 A+MORTGAGE SERVICES INC 43 $279,063 $11,999,729
712 CREDIT UNION MORTGAGE ASSN 43 $274,458 $11,801,708
713 FIRST NORTHERN BANK OF WYOMING 43 $236,026 $10,149,127
714 CENTENNIAL LENDING LLC 42 $233,080 $9,789,354
715 FIDELITY FUNDING MORTGAGE CORP 42 $240,919 $10,118,603
716 FREEDOM BANK OF VIRGINIA 42 $350,075 $14,703,138
717 GUARANTY BANK 42 $185,952 $7,809,996
718 IDEAL HOME LOANS LLC 42 $284,309 $11,940,997
719 JFK FINANCIAL INC 42 $267,291 $11,226,227
720 MORTGAGE MASTER SERVICE CORP 42 $340,122 $14,285,120
721 QUARRY CITY SAVINGS AND LOAN ASSOC 42 $198,275 $8,327,561
722 RED RIVER BANK 42 $236,546 $9,934,912
723 CENTERSTATE BANK 41 $284,631 $11,669,886
724 COASTALSTATES MORTGAGE, INC. 41 $221,375 $9,076,392
725 DENALI ALASKAN FEDERAL CREDIT UNION 41 $316,256 $12,966,510
726 FORTERA FEDERAL CREDIT UNION 41 $202,718 $8,311,425
727 HOME MORTGAGE ALLIANCE, LLC 41 $409,924 $16,806,882
728 LIBERTY MORTGAGE CO INC 41 $176,888 $7,252,426
729 NUMERICA CREDIT UNION 41 $217,358 $8,911,663
730 STATE FARM BANK 41 $178,940 $7,336,556
731 ALTRA FEDERAL CREDIT UNION 40 $203,331 $8,133,240
732 AMERICAN BANK OF OKLAHOMA 40 $187,030 $7,481,202
733 BLACKRIDGEBANK 40 $253,574 $10,142,966
734 CAPITAL CENTER LLC 40 $254,340 $10,173,583
735 FIRST COMMUNITY BANK 40 $281,306 $11,252,233
736 AIR ACADEMY FCU 39 $323,409 $12,612,937
737 AMARILLO NATIONAL BANK 39 $202,326 $7,890,697
738 FIRSTAR BANK 39 $170,590 $6,653,022
739 KIRTLAND FEDERAL CREDIT UNION 39 $233,084 $9,090,268
740 BARTLETT MORTGAGE INC 38 $238,649 $9,068,644
741 FIRST CITIZENS NATIONAL BANK 38 $199,527 $7,582,042
742 GOTMORTGAGE.COM 38 $325,183 $12,356,950
743 MEMBER FIRST MORTGAGE 38 $179,475 $6,820,039
744 PLATTE VALLEY BANK OF MISSOURI 38 $255,376 $9,704,297
745 SANTANDER BANK, N.A. 38 $235,297 $8,941,292
746 AMRES CORPORATION 37 $325,685 $12,050,327
747 BANKPLUS MORTGAGE BANKING CENTER 37 $244,866 $9,060,054
748 CENTENNIAL LENDING GROUP, LLC 37 $288,951 $10,691,174
749 DOLLAR BANK FSB 37 $246,826 $9,132,557
750 FIRST ARKANSAS BANK & TRUST 37 $184,178 $6,814,594
751 FIRST BANK & TRUST NA 37 $231,780 $8,575,851
752 FIRST EQUITY MORTGAGE BANKERS, INC 37 $222,748 $8,241,662
753 INTEGRITY MORTGAGE & FINANCIAL INC 37 $271,562 $10,047,807
754 LIBERTY FIRST CREDIT UNION AKA BURLINGTON C U 37 $221,542 $8,197,069
755 NORTHEAST BANK FSB 37 $199,958 $7,398,442
756 AMERICAN BANK AND TRUST COMPANY NA 36 $205,965 $7,414,747
757 AMERICAN NATIONWIDE MORTGAGE CO. INC. 36 $279,136 $10,048,898
758 BLACK HILLS FEDERAL CREDIT UNION 36 $216,069 $7,778,471
759 FARMERS & MERCHANTS BANK 36 $223,316 $8,039,389
760 NORTH SHORE BANK OF COMMERCE 36 $239,174 $8,610,267
761 STRONG HOME MORTGAGE LLC 36 $429,671 $15,468,156
762 THE CARROLL MORTGAGE GROUP INC 36 $199,679 $7,188,426
763 JNC MORTGAGE 35 $190,688 $6,674,063
764 NEIGHBORHOOD LOANS 35 $308,344 $10,792,030
765 PARK NATIONAL BANK 35 $167,135 $5,849,715
766 PRIORITY MORTGAGE CORP 35 $200,253 $7,008,859
767 AMERICU CREDIT UNION 34 $192,339 $6,539,536
768 CU MORTGAGE DIRECT LLC 34 $220,841 $7,508,577
769 DAKOTA COMMUNITY BANK & TRUST, N.A. 34 $261,518 $8,891,628
770 DIRECT LENDERS LLC 34 $241,044 $8,195,508
771 EQUITABLE MORTGAGE CORPORATION 34 $224,233 $7,623,905
772 F AND B ACQUISITION GROUP LLC 34 $214,044 $7,277,480
773 FFC MORTGAGE CORP 34 $310,212 $10,547,202
774 FIRST ADVANTAGE BANK 34 $269,241 $9,154,208
775 FRANKLIN SYNERGY BANK 34 $317,701 $10,801,846
776 JACKSBORO NATIONAL BANK 34 $197,365 $6,710,421
777 NORTHEAST HOME LOAN 34 $290,585 $9,879,886
778 NORTHERN MORTGAGE SERVICES, LLC 34 $182,503 $6,205,117
779 RENDON MORTGAGE BANKERS CORP 34 $151,937 $5,165,845
780 SMARTBANK 34 $232,666 $7,910,650
781 YORK TRADITIONS BANK 34 $230,214 $7,827,286
782 BOEING EMPLOYEES CREDIT UNION 33 $334,876 $11,050,903
783 CENTRAL BANK OF ST. LOUIS 33 $263,503 $8,695,600
784 FIRST UTAH BANK 33 $274,355 $9,053,709
785 HOME FEDERAL BANK 33 $233,822 $7,716,133
786 HOME MORTGAGE ALLIANCE CORP 33 $384,615 $12,692,301
787 UNITED NORTHERN MORTGAGE BANKERS 33 $335,100 $11,058,312
788 WESTERN OHIO MORTGAGE 33 $169,731 $5,601,137
789 AKT AMERICAN CAPITAL CORP 32 $362,720 $11,607,047
790 CENTIER BANK 32 $205,284 $6,569,093
791 EXTRACO BANKS N.A. 32 $246,272 $7,880,702
792 FIRST PREMIER BANK NA 32 $234,401 $7,500,828
793 GENESEE REGIONAL BANK 32 $164,054 $5,249,734
794 MAIN STREET BANK 32 $231,687 $7,413,977
795 PLATTE VALLEY BANK 32 $244,462 $7,822,773
796 SHAMROCK FINANCIAL CORP 32 $284,441 $9,102,113
797 UNITED BANK 32 $248,330 $7,946,553
798 WEST GATE BANK 32 $218,460 $6,990,729
799 WILLIAM LYON MORTGAGE 32 $386,928 $12,381,709
800 ALL HOME LENDING INC 31 $339,269 $10,517,350
801 BANK OF SPRINGFIELD 31 $201,828 $6,256,655
802 CAPSTAR LENDING 31 $333,852 $10,349,405
803 FAIRPORT SAVINGS BANK 31 $163,560 $5,070,363
804 THE FIRST STATE BANK 31 $290,152 $8,994,713
805 BANK OF INTERNET USA 30 $277,814 $8,334,433
806 BLACK HILLS COMMUNITY BANK 30 $268,197 $8,045,916
807 DART BANK 30 $212,129 $6,363,877
808 FCB BANKS 30 $224,212 $6,726,365
809 MEMBER ADVANTAGE MORTGAGE LLC 30 $202,458 $6,073,730
810 SALEM FIVE MORTGAGE CO. LLC 30 $319,175 $9,575,248
811 COASTWAY COMMUNITY BANK 29 $250,431 $7,262,512
812 FIRST NATIONAL BANK ALASKA 29 $278,133 $8,065,843
813 GROUP MORTGAGE LLC 29 $348,972 $10,120,181
814 MORTGAGE CENTER, L.C 29 $172,125 $4,991,630
815 SEACOAST NATIONAL BANK 29 $322,833 $9,362,163
816 SMART CHOICE MORTGAGE, LLC 29 $422,230 $12,244,670
817 TTCU - THE CREDIT UNION 29 $170,009 $4,930,258
818 ARBOR BANK 28 $300,303 $8,408,471
819 FORTRESS BANK 28 $168,938 $4,730,266
820 FRONTIER MORTGAGE 28 $242,705 $6,795,744
821 INTEGRITY MORTGAGE CORP 28 $268,535 $7,518,982
822 JEFFERSON BANK 28 $365,166 $10,224,634
823 METROPLEX MORTGAGE SERVICES 28 $158,339 $4,433,489
824 MLB RESIDENTIAL LENDING, LLC 28 $309,541 $8,667,161
825 PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION 28 $257,496 $7,209,896
826 RELIANT BANK MORTGAGE SERVICES 28 $261,674 $7,326,881
827 SOUTHERN LENDING SERVICES, LTD 28 $419,446 $11,744,491
828 THE MORTGAGE HOUSE INC 28 $280,883 $7,864,713
829 TIB-THE INDEPENDENT BANKERS BANK 28 $197,272 $5,523,612
830 AMERICAN SAVINGS BANK 27 $498,158 $13,450,253
831 CORNERSTONE BANK 27 $224,908 $6,072,527
832 CORTRUST MORTGAGE INC 27 $210,857 $5,693,132
833 FIRST DAKOTA NATIONAL BANK 27 $263,504 $7,114,620
834 FIRST MERCHANTS BANK 27 $176,571 $4,767,414
835 FIRST TENNESSEE BANK 27 $252,624 $6,820,851
836 LENDING NETWORK ASSOCIATES 27 $434,308 $11,726,316
837 MILLENNIUM FINANCIAL GROUP 27 $265,683 $7,173,428
838 NEW ENGLAND FEDERAL CREDIT UNION 27 $235,842 $6,367,739
839 TINKER FEDERAL CREDIT UNION 27 $146,029 $3,942,795
840 TRUST MORTGAGE CORP 27 $178,942 $4,831,426
841 ALPINE BANK 26 $206,626 $5,372,278
842 AMERICAN NATIONAL BANK,  MORTGAGE SERVICING 26 $221,445 $5,757,577
843 ARMSTRONG BANK 26 $198,682 $5,165,741
844 ASPIRE FINANCIAL INC 26 $246,955 $6,420,821
845 BANK INDEPENDENT 26 $248,503 $6,461,088
846 EXCHANGE BANK AND TRUST CO 26 $185,988 $4,835,692
847 FIRST COMMUNITY BANK NA 26 $216,998 $5,641,939
848 FIRST MIDWEST BANK 26 $208,846 $5,430,005
849 HOME TOWN FUNDING INC 26 $164,648 $4,280,859
850 HOUSE OF FINANCE, INC. 26 $585,074 $15,211,923
851 MICHIGAN FIRST CREDIT UNION 26 $218,810 $5,689,069
852 NASA FEDERAL CREDIT UNION 26 $286,664 $7,453,262
853 NORTHWEST FEDERAL CREDIT UNION 26 $346,902 $9,019,459
854 NUSENDA  FEDERAL CREDIT UNION 26 $197,295 $5,129,662
855 PRIME SOURCE MORTGAGE, INC 26 $367,927 $9,566,106
856 PROVINCE MORTGAGE ASSOCIATES INC 26 $304,980 $7,929,475
857 SERVICE CREDIT UNION 26 $197,990 $5,147,740
858 SSBT MORTGAGE GROUP LLC 26 $309,462 $8,046,023
859 THE EQUITABLE BANK SSB 26 $262,596 $6,827,485
860 THE MORTGAGE WAREHOUSE LLC 26 $246,314 $6,404,155
861 AMERICAN BANK MORTGAGE CENTER 25 $268,402 $6,710,062
862 CIBM BANK 25 $247,316 $6,182,897
863 DREW MORTGAGE ASSOCIATES, INC 25 $325,793 $8,144,823
864 GERMAN AMERICAN BANK 25 $187,091 $4,677,282
865 LEADER MORTGAGE CORP 25 $188,119 $4,702,963
866 OLD SECOND NATIONAL BANK 25 $259,545 $6,488,629
867 PATRIOT FEDERAL CREDIT UNION 25 $182,122 $4,553,055
868 UNION BANK & TRUST CO 25 $237,523 $5,938,065
869 ACCESS BANK 24 $262,250 $6,294,003
870 AMERICAN MORTGAGE SERVICES INC 24 $230,782 $5,538,773
871 BANKWEST INC 24 $194,036 $4,656,863
872 CENTRIS FEDERAL CREDIT UNION 24 $193,009 $4,632,224
873 LRS FINANCIAL NETWORK, DBA HNB MORTGAGE 24 $268,192 $6,436,598
874 MARQUEE MORTGAGE 24 $265,793 $6,379,038
875 MID-ISLAND MORTGAGE CORP. 24 $400,849 $9,620,386
876 PEOPLES INTERMOUNTAIN BANK 24 $342,627 $8,223,049
877 PROSPERITY BANK 24 $162,135 $3,891,241
878 REPUBLIC BANK & TRUST CO 24 $253,399 $6,081,586
879 TUCKER MORTGAGE LLC 24 $217,774 $5,226,575
880 UTAH MORTGAGE LOAN CORP 24 $298,530 $7,164,713
881 COMMONFUND MORTGAGE CORP 23 $152,790 $3,514,159
882 EMI EQUITY MORTGAGE INC 23 $159,628 $3,671,440
883 FIRST FEDERAL S&L OF LAKEWOOD 23 $200,582 $4,613,380
884 GULF ATLANTIC FUNDING GROUP INC 23 $320,539 $7,372,396
885 HAPPY  STATE BANK 23 $220,200 $5,064,592
886 IDAHO INDEPENDENT BANK 23 $324,623 $7,466,335
887 MORTGAGE CAPITAL ASSOCIATES INC 23 $388,866 $8,943,907
888 MORTGAGE SUPPLIERS INC 23 $152,658 $3,511,145
889 SECURITY FEDERAL BANK 23 $231,143 $5,316,279
890 BARKSDALE FEDERAL CREDIT UNION 22 $193,875 $4,265,244
891 EAST COAST CAPITAL CORP 22 $342,421 $7,533,262
892 GEORGIA BANKING COMPANY 22 $289,707 $6,373,564
893 GREENWAY MORTGAGE FUNDING CORPORATION 22 $297,653 $6,548,355
894 HOME FUNDING CORPORATION 22 $328,692 $7,231,234
895 MDE HOME LOANS LLC 22 $341,023 $7,502,500
896 MIDCOUNTRY BANK 22 $244,141 $5,371,111
897 OLD LINE BANK 22 $397,547 $8,746,031
898 ORRSTOWN BANK 22 $242,738 $5,340,246
899 PRIME CHOICE FUNDING INC 22 $303,362 $6,673,959
900 RF MORTGAGE 22 $166,327 $3,659,197
901 UNION CAPITAL MORTGAGE 22 $244,659 $5,382,498
902 WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION 22 $183,664 $4,040,602
903 WESTERN STATE BANK 22 $230,146 $5,063,201
904 AMERICAN MORTGAGE & INSURANCE INC 21 $550,096 $11,552,015
905 BANKIOWA 21 $187,938 $3,946,702
906 BLG HOLDINGS INC 21 $193,444 $4,062,321
907 CATALYST LENDING INC 21 $315,559 $6,626,735
908 CREDIT UNION WEST 21 $206,810 $4,343,000
909 FIRST RELIANCE BANK 21 $268,712 $5,642,952
910 GIBRALTAR MORTGAGE SERVICES, LLC 21 $267,808 $5,623,958
911 GUARDIAN SAVINGS BANK, FSB 21 $207,808 $4,363,967
912 HOME FINANCING UNLIMITED INC 21 $314,252 $6,599,284
913 LUXURY MORTGAGE 21 $320,450 $6,729,445
914 MAIN SOURCE BANK 21 $193,493 $4,063,343
915 MEYER MORTGAGE CORP 21 $247,620 $5,200,019
916 MOHAVE STATE BANK 21 $205,407 $4,313,548
917 PERFORMANCE FINANCIAL INC 21 $413,871 $8,691,293
918 REPUBLIC BANK & TRUST 21 $237,242 $4,982,080
919 US EAGLE FEDERAL CREDIT UNION 21 $230,786 $4,846,502
920 AMERICAN HOUSING CAPITAL LLC 20 $269,577 $5,391,531
921 BANKVISTA 20 $235,478 $4,709,550
922 CB&S BANK, INC 20 $193,733 $3,874,660
923 CITIZENS FIRST BANK 20 $187,958 $3,759,166
924 CIVISTA BANK 20 $213,266 $4,265,312
925 COLTEN MORTGAGE LLC 20 $355,681 $7,113,619
926 CUSO MORTGAGE CORP AKA CUSO HOME LENDING 20 $176,677 $3,533,534
927 DACOTAH BANK 20 $204,096 $4,081,929
928 FIRSTLIGHT FEDERAL CREDIT UNION 20 $175,655 $3,513,096
929 HANSCOM FEDERAL CREDIT UNION 20 $288,187 $5,763,731
930 INTRUST BANK NA 20 $193,498 $3,869,955
931 NETWORK MORTGAGE SERVICES INC 20 $346,779 $6,935,589
932 OTERO FEDERAL CREDIT UNION 20 $194,041 $3,880,821
933 ADAMS BANK & TRUST 19 $194,991 $3,704,830
934 ALLIED FIRST BANK 19 $250,959 $4,768,215
935 AMERISOUTH MORTGAGE COMPANY 19 $218,292 $4,147,556
936 COMMONWEALTH MORTGAGE LLC 19 $319,082 $6,062,562
937 ELMIRA SAVINGS BANK, FSB 19 $124,767 $2,370,570
938 FIRST NATIONAL MORTGAGE SERVICES LLC 19 $212,325 $4,034,178
939 FREEDOM FIRST FEDERAL CREDIT UNION 19 $194,794 $3,701,086
940 HOME MORTGAGE BANKERS 19 $125,810 $2,390,392
941 HORIZON CREDIT UNION 19 $213,226 $4,051,294
942 LIBERTY BANK MINNESOTA 19 $230,731 $4,383,898
943 UMB BANK, NA 19 $178,688 $3,395,066
944 UNION SQUARE CREDIT UNION 19 $163,841 $3,112,980
945 COMMERCIAL BANK OF TEXAS, NA 18 $252,130 $4,538,344
946 FAIR WAY LENDING LLC 18 $180,168 $3,243,022
947 FIRST ALLIANCE HOME MORTGAGE LLC 18 $318,833 $5,739,000
948 FIRST OKLAHOMA BANK 18 $228,226 $4,108,075
949 FORCHT BANK NA 18 $187,499 $3,374,981
950 INTERNATIONAL SAVINGS BANK 18 $200,700 $3,612,606
951 JERSEY MORTGAGE COMPANY 18 $354,857 $6,387,432
952 JOHNSON MORTGAGE CO, LLC 18 $286,462 $5,156,319
953 MIDFIRST BANK 18 $212,332 $3,821,976
954 SAVINGS INSTITUTE BANK AND TRUST CO 18 $242,672 $4,368,090
955 UNIFIRST MORTGAGE CORP 18 $280,327 $5,045,890
956 ACADEMY BANK NA 17 $264,554 $4,497,424
957 CITIZENS NATIONAL BANK 17 $219,031 $3,723,530
958 COMMUNITY MORTGAGE LENDING, LLC 17 $298,281 $5,070,785
959 DEVELOPERS MORTGAGE 17 $345,733 $5,877,457
960 FREESTAR FINANCIAL CREDIT UNION 17 $151,891 $2,582,142
961 GENEQUITY MORTGAGE 17 $263,488 $4,479,304
962 HIGHMARK FEDERAL CREDIT UNION 17 $260,606 $4,430,300
963 HUDSON VALLEY FEDERAL CREDIT UNION 17 $255,628 $4,345,677
964 MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 17 $356,442 $6,059,510
965 NEW FED MORTGAGE CORPORATION 17 $366,072 $6,223,217
966 SEVERN SAVINGS BANK FSB 17 $399,845 $6,797,365
967 SOUND CREDIT UNION 17 $286,475 $4,870,071
968 STATE BANK OF LINCOLN 17 $139,457 $2,370,766
969 TEXAS TECH FEDERAL CREDIT UNION 17 $232,520 $3,952,840
970 WEBSTER BANK 17 $259,625 $4,413,628
971 AMERICAN LENDING SOLUTIONS, LLC 16 $134,502 $2,152,032
972 ATLANTIC PACIFIC MORTGAGE CORPORATION 16 $259,233 $4,147,727
973 BANKPACIFIC, LTD. 16 $308,891 $4,942,253
974 BLACKHAWK BANK 16 $145,130 $2,322,081
975 CACHE VALLEY BANK 16 $275,047 $4,400,745
976 CITIZENS BANK & TRUST COMPANY OF VIVIAN 16 $243,725 $3,899,601
977 CREDIT UNION 1 16 $253,903 $4,062,449
978 FIRST MORTGAGE COMPANY 16 $274,437 $4,390,993
979 FIRST NATIONAL BANK OF GILLETTE 16 $226,705 $3,627,276
980 INLAND NORTHWEST BANK 16 $221,627 $3,546,025
981 KIRKPATRICK BANK 16 $313,552 $5,016,825
982 MONARCH FUNDING CORP 16 $424,796 $6,796,738
983 MORTGAGE NOW INC 16 $286,301 $4,580,808
984 NORTHWEST BANK 16 $169,273 $2,708,360
985 PEOPLES DISCOUNT MORTGAGE 16 $318,067 $5,089,068
986 PRIORITY ONE BANK 16 $237,134 $3,794,136
987 STATE BANK OF DE KALB 16 $210,172 $3,362,752
988 STOCK YARDS BANK & TRUST COMPANY 16 $232,578 $3,721,249
989 T & C REAL ESTATE SERVICES, LLC 16 $216,582 $3,465,319
990 UTAH COMMUNITY FCU 16 $287,069 $4,593,100
991 AIMBANK 15 $233,936 $3,509,047
992 ATLANTIC FINANCIAL INC 15 $425,081 $6,376,219
993 BANK OF CLEVELAND 15 $244,595 $3,668,928
994 BAY-VALLEY MORTGAGE GROUP 15 $382,479 $5,737,183
995 CAPSTONE DIRECT, INC. 15 $512,049 $7,680,738
996 COMMUNITY BANC MORTGAGE CORP 15 $159,045 $2,385,682
997 CONSUMER FIRST MTG INC 15 $190,729 $2,860,942
998 DHA FINANCIAL LLC 15 $381,218 $5,718,271
999 DIGITAL EMPLOYEES FED CREDIT UNION 15 $250,124 $3,751,861
1,000 FIRST BANK & TRUST 15 $170,006 $2,550,092
1,001 FIRST FEDERAL SAVINGS BANK 15 $198,626 $2,979,397
1,002 FIRST HERITAGE FINANCIAL  LLC 15 $198,701 $2,980,516
1,003 GLOBAL  CREDIT UNION 15 $264,278 $3,964,167
1,004 LEGACY TEXAS BANK 15 $289,714 $4,345,709
1,005 OAKTREE FUNDING CORPORATION 15 $267,375 $4,010,621
1,006 ONPOINT COMMUNITY CREDIT UNION 15 $272,933 $4,093,998
1,007 OUACHITA INDEPENDENT BANK 15 $201,271 $3,019,060
1,008 PIONEER BANK & TRUST 15 $198,886 $2,983,289
1,009 SAIL MORTGAGE CORP 15 $258,933 $3,883,993
1,010 VANTAGE WEST 15 $183,339 $2,750,086
1,011 WESTSTAR MORTGAGE 15 $259,372 $3,890,578
1,012 BOND STREET MORTGAGE LLC 14 $359,368 $5,031,145
1,013 CITIZENS UNION BANK 14 $205,041 $2,870,572
1,014 FIRST NATIONAL BANK OF TRENTON 14 $315,972 $4,423,612
1,015 HUNTINGDON VALLEY BANK 14 $241,244 $3,377,416
1,016 MERCHANTS NATIONAL BANK OF WINONA 14 $235,099 $3,291,386
1,017 METRO ISLAND MORTGAGE BANKERS 14 $119,495 $1,672,927
1,018 MT MCKINLEY BANK 14 $290,350 $4,064,903
1,019 OAK MORTGAGE COMPANY LLC 14 $210,375 $2,945,244
1,020 PIERREMONT MORTGAGE INC 14 $212,594 $2,976,309
1,021 PIONEER BANK 14 $200,009 $2,800,123
1,022 PREMIER MORTGAGE SERVICES, INC. 14 $206,723 $2,894,116
1,023 PRIORITY MORTGAGE FUNDING 14 $334,221 $4,679,091
1,024 TEXANA BANK 14 $219,918 $3,078,854
1,025 CALCULATED RISK ANALYTICS,LLC 13 $394,192 $5,124,490
1,026 CENTERBANK 13 $327,400 $4,256,203
1,027 CIBC BANK USA 13 $236,934 $3,080,145
1,028 COMMUNITY FIRST FEDERAL CREDIT UNION 13 $257,949 $3,353,332
1,029 CRESTLINE FUNDING CORP 13 $475,890 $6,186,564
1,030 DENALI STATE BANK 13 $269,450 $3,502,856
1,031 ENTERPRISE BANK 13 $189,300 $2,460,896
1,032 FARMERS STATE BANK 13 $264,910 $3,443,825
1,033 FIRST COMMUNITY CREDIT UNION 13 $167,599 $2,178,793
1,034 FISHER FINANCIAL GROUP INC 13 $330,989 $4,302,857
1,035 HOMESITE MORTGAGE, LLC 13 $261,909 $3,404,823
1,036 NEW WEST LENDING INC 13 $285,897 $3,716,657
1,037 NORTH SHORE BANK FSB 13 $282,440 $3,671,717
1,038 SOUTHERN BANK & TRUST COMPANY 13 $326,509 $4,244,620
1,039 UWHARRIE BANK 13 $285,990 $3,717,870
1,040 VERMONT FEDERAL CREDIT UNION 13 $208,276 $2,707,593
1,041 1ST SOURCE BANK 12 $161,494 $1,937,928
1,042 AMERICAN FINANCIAL MORTGAGE CORP 12 $187,645 $2,251,745
1,043 BANK OF NEW HAMPSHIRE 12 $252,271 $3,027,257
1,044 BROOKHOLLOW MORTGAGE SERVICES, LTD 12 $301,947 $3,623,363
1,045 BRYANT BANK 12 $320,928 $3,851,138
1,046 ELEMENTS FINANCIAL FEDERAL CREDIT UNION 12 $232,412 $2,788,944
1,047 FARMERS BANK & TRUST CO 12 $195,973 $2,351,670
1,048 FINANCIAL FUNDING SOLUTIONS INC 12 $273,917 $3,287,006
1,049 FIRST LANDMARK BANK 12 $225,890 $2,710,681
1,050 KENTUCKY BANK 12 $186,190 $2,234,274
1,051 LIBERTY MORTGAGE CORP 12 $121,452 $1,457,421
1,052 PAPER CITY SAVINGS ASSN 12 $149,641 $1,795,692
1,053 PEOPLES EXCHANGE BANK 12 $203,620 $2,443,439
1,054 QUAINT OAK MORTGAGE, LLC 12 $191,873 $2,302,472
1,055 SERVICE FIRST FEDERAL CREDIT UNION 12 $175,792 $2,109,506
1,056 SOUTHSIDE BANK 12 $257,961 $3,095,527
1,057 SPIRITBANK 12 $187,137 $2,245,639
1,058 UNIVEST BANK AND TRUST CO. 12 $239,448 $2,873,371
1,059 WHEATLAND BANK 12 $270,475 $3,245,699
1,060 ADAMS COMMUNITY BANK 11 $223,400 $2,457,405
1,061 AMERISERV FINANCIAL BANK 11 $219,809 $2,417,904
1,062 BERKSHIRE BANK 11 $189,707 $2,086,779
1,063 FIRST FEDERAL S&L ASSN OF PORT ANGELES 11 $264,513 $2,909,641
1,064 FIRST FIDELITY BANK 11 $143,417 $1,577,583
1,065 FIRST INTEGRITY MORTGAGE SVC(S) INC 11 $190,985 $2,100,832
1,066 FIRST WESTERN MORTGAGE INC 11 $177,673 $1,954,399
1,067 HIGHLANDS UNION BANK 11 $181,475 $1,996,225
1,068 HR MORTGAGE CORP 11 $155,813 $1,713,945
1,069 IBC BANK 11 $268,026 $2,948,286
1,070 INWOOD NATIONAL BANK 11 $304,003 $3,344,036
1,071 JEFFERSON BANK OF MISSOURI 11 $200,064 $2,200,708
1,072 KLEBERG BANK, N.A. 11 $211,268 $2,323,944
1,073 LEGACY NATIONAL BANK 11 $291,808 $3,209,885
1,074 PACOR MORTGAGE CORP 11 $256,236 $2,818,599
1,075 PHILADELPHIA MORTGAGE ADVISORS INC 11 $289,249 $3,181,744
1,076 TAYLOR MORRISON HOME FUNDING 11 $342,054 $3,762,594
1,077 TEXAS DOW EMPLOYEES CREDIT UNION 11 $220,034 $2,420,370
1,078 THE FARMERS BANK 11 $227,437 $2,501,812
1,079 UNION BANK 11 $239,954 $2,639,494
1,080 UNITED BANK VIRGINIA 11 $197,811 $2,175,918
1,081 UNIVERSITY OF WISCONSIN CU 11 $229,320 $2,522,518
1,082 WESTERN COOP CREDIT UNION 11 $239,127 $2,630,400
1,083 WILSON & MUIR BANK & TRUST COMPANY 11 $247,752 $2,725,275
1,084 AMERICAN FIDELITY MTG SERVICE INC 10 $270,716 $2,707,155
1,085 BANK OF THE OZARKS 10 $176,737 $1,767,371
1,086 BM REAL ESTATE SERVICES INC 10 $328,005 $3,280,053
1,087 FIRST NATIONAL BANK OF PULASKI 10 $221,552 $2,215,518
1,088 FIRST SECURITY MORTGAGE CORP 10 $212,357 $2,123,571
1,089 FORTUNE BANK 10 $183,668 $1,836,675
1,090 GLENS FALLS NATIONAL BANK & TRUST CO 10 $208,200 $2,082,003
1,091 GTE FEDERAL CREDIT UNION 10 $222,640 $2,226,396
1,092 GUARDIAN SAVINGS BANK FSB 10 $191,272 $1,912,717
1,093 HILLTOP NATIONAL BANK 10 $236,956 $2,369,561
1,094 KENTUCKY HOUSING CORP 10 $101,582 $1,015,821
1,095 MISSOULA FEDERAL CREDIT UNION 10 $234,241 $2,342,414
1,096 NATIONWIDE MORTGAGE BANKERS INC 10 $274,112 $2,741,119
1,097 NEIGHBORS FINANCIAL CORPORATION 10 $446,751 $4,467,514
1,098 PRINCETON MORTGAGE CORPORATION 10 $268,658 $2,686,584
1,099 READY MORTGAGE LENDERS LLC 10 $272,243 $2,722,427
1,100 RELIABANK 10 $234,360 $2,343,598
1,101 RIVERHILLS BANK 10 $225,288 $2,252,883
1,102 SAGE BANK 10 $424,958 $4,249,580
1,103 SIWELL, INC 10 $205,552 $2,055,519
1,104 WILMINGTON SAVINGS FUND SOCIETY FSB 10 $310,886 $3,108,864
1,105 1ST COMMUNITY CREDIT UNION 9 $201,088 $1,809,794
1,106 AMERICAN BANK OF THE NORTH 9 $203,786 $1,834,077
1,107 AMERICAN FINANCIAL FUNDING CORP 9 $252,929 $2,276,362
1,108 BANK OF COMMERCE 9 $219,091 $1,971,817
1,109 COMMERCIAL BANK & TRUST CO 9 $178,093 $1,602,841
1,110 CORTLAND SAVINGS & BANKING CO 9 $225,315 $2,027,836
1,111 FIRST NEW MEXICO BANK, LAS CRUCES 9 $250,159 $2,251,433
1,112 FIRST SECURITY MORTGAGE INC 9 $117,005 $1,053,043
1,113 FIRST STATE BANK CENTRAL TEXAS 9 $244,433 $2,199,899
1,114 GET A RATE LLC 9 $395,704 $3,561,335
1,115 MORTGAGE CLEARING CORP 9 $184,994 $1,664,943
1,116 MOUNT OLYMPUS MORTGAGE COMPANY 9 $274,437 $2,469,936
1,117 MOUNTAINONE BANK 9 $356,359 $3,207,230
1,118 NVR MORTGAGE FINANCE, INC 9 $303,963 $2,735,665
1,119 ROSS MORTGAGE 9 $292,831 $2,635,479
1,120 S W I FINANCIAL SERVICE WEST COAST 9 $537,244 $4,835,198
1,121 SABINE STATE BANK & TRUST CO 9 $159,146 $1,432,313
1,122 SNAPFI, INC 9 $489,871 $4,408,839
1,123 SOUND COMMUNITY BANK 9 $264,225 $2,378,023
1,124 THE FARMERS & MECHANICS BANK 9 $117,935 $1,061,419
1,125 TRI-EMERALD FINANCIAL GROUP, INC 9 $408,842 $3,679,580
1,126 USE FEDERAL CREDIT UNION 9 $207,380 $1,866,424
1,127 1ST COLONIAL COMMUNITY BANK 8 $287,278 $2,298,221
1,128 AMERICAN TRUST & SAVINGS BANK 8 $166,054 $1,328,430
1,129 AMERIPRO FUNDING INC 8 $201,688 $1,613,506
1,130 BUFFALO FEDERAL BANK 8 $229,669 $1,837,354
1,131 CAPITAL BANK CORP. 8 $254,799 $2,038,388
1,132 CFBANK 8 $245,581 $1,964,650
1,133 CHAMBERS BANK 8 $199,430 $1,595,439
1,134 CITIZENS NAT BANK GREATER ST LOUIS 8 $299,043 $2,392,340
1,135 COMMUNITY NATIONAL BANK 8 $191,772 $1,534,172
1,136 CORNING CREDIT UNION 8 $204,971 $1,639,766
1,137 FIRST UNITED BANK 8 $208,087 $1,664,692
1,138 FIRST WESTERN BANK & TRUST 8 $185,923 $1,487,387
1,139 FIRSTBANK SOUTHWEST NA 8 $201,871 $1,614,964
1,140 GLENDENNING MORTGAGE CORPORATION 8 $234,193 $1,873,541
1,141 GUARANTY BANK & TRUST, N.A. 8 $170,318 $1,362,545
1,142 HERRING BANK 8 $258,196 $2,065,567
1,143 KBHS HOME LOANS LLC 8 $474,423 $3,795,387
1,144 KIRKWOOD BANK AND TRUST CO 8 $303,314 $2,426,509
1,145 LAKE MORTGAGE CO 8 $205,974 $1,647,795
1,146 LIBERTY BANK 8 $221,522 $1,772,176
1,147 MCCUE MORTGAGE CO 8 $190,721 $1,525,764
1,148 PEOPLES NATIONAL BANK 8 $318,078 $2,544,620
1,149 RM ACTUAL MORTGAGE BANKERS 8 $139,516 $1,116,127
1,150 SECURITY STATE BANK 8 $214,857 $1,718,859
1,151 SOUTHWEST BANK 8 $219,724 $1,757,792
1,152 TEXAS BANK FINANCIAL 8 $193,784 $1,550,273
1,153 YELLOWSTONE BANK 8 $248,506 $1,988,045
1,154 ASSOCIATED MORTGAGE BANKERS, INC 7 $326,390 $2,284,730
1,155 AUSTIN BANK NA 7 $255,859 $1,791,013
1,156 AUSTIN CAPITAL BANK SSB 7 $301,939 $2,113,573
1,157 BECKAM FUNDING CORP 7 $295,653 $2,069,569
1,158 BLUE HILLS BANK 7 $485,450 $3,398,152
1,159 BRINKLEY MORTGAGE CORPORATION 7 $195,889 $1,371,225
1,160 BROADVIEW MORTGAGE CORP 7 $554,215 $3,879,503
1,161 CAPITAL CREDIT UNION 7 $194,393 $1,360,754
1,162 CENTRAL BANK OF WARRENSBURG 7 $198,595 $1,390,166
1,163 COMMUNITY BANK OF OAK PARK RIVER FOREST 7 $230,809 $1,615,665
1,164 FARMINGTON BANK 7 $284,806 $1,993,645
1,165 FIRSTCAPITAL BANK OF TEXAS, N.A. 7 $180,984 $1,266,889
1,166 FIRSTRUST BANK 7 $289,526 $2,026,683
1,167 LIBERTY BANK & TRUST CO 7 $159,186 $1,114,299
1,168 MCCLAIN BANK, NA 7 $187,970 $1,315,790
1,169 PEOPLES BANK AND TRUST 7 $179,591 $1,257,134
1,170 PINNACLE MORTGAGE INC 7 $349,664 $2,447,650
1,171 PREMIER LENDING INC 7 $657,790 $4,604,533
1,172 RG FEDERAL CREDIT UNION 7 $139,733 $978,134
1,173 SENIOR MORTGAGE BANKERS 7 $150,132 $1,050,924
1,174 SETTLERS BANK 7 $369,371 $2,585,599
1,175 SOUTHWEST MISSOURI BANK 7 $117,255 $820,785
1,176 ST MARYS BANK 7 $246,854 $1,727,979
1,177 TCF MORTGAGE CORP 7 $319,428 $2,235,994
1,178 THE BANKERS GUARANTEE TITLE & TRUST CO 7 $196,965 $1,378,756
1,179 TRISTAR BANK 7 $209,645 $1,467,512
1,180 ULSTER SAVINGS BANK 7 $263,905 $1,847,333
1,181 VIBRANT CREDIT UNION 7 $170,187 $1,191,312
1,182 VIG MORTGAGE CORPORATION 7 $165,897 $1,161,277
1,183 ABERDEEN FEDERAL CREDIT UNION 6 $158,691 $952,144
1,184 ACHIEVA CREDIT UNION 6 $263,249 $1,579,494
1,185 AMERICAN MORTGAGE CO 6 $166,042 $996,250
1,186 ASSOCIATED CREDIT UNION OF TEXAS 6 $244,840 $1,469,037
1,187 COMMUNITY NATIONAL MORTGAGE 6 $208,795 $1,252,768
1,188 CONTINENTAL MORTGAGE BANKERS 6 $342,971 $2,057,826
1,189 CORNHUSKER BANK 6 $238,173 $1,429,038
1,190 DEL NORTE BANK 6 $210,739 $1,264,434
1,191 ELKHORN VALLEY BANK 6 $177,175 $1,063,050
1,192 EPHRATA NATIONAL BANK 6 $189,681 $1,138,088
1,193 FINANCIAL FEDERAL BANK 6 $512,050 $3,072,300
1,194 FIRST INDEPENDENCE NATIONAL BANK 6 $227,952 $1,367,709
1,195 FIRST SAVINGS BANK, FSB 6 $291,934 $1,751,602
1,196 GROUP 2000 REAL ESTATE SERVICE 6 $356,315 $2,137,889
1,197 INTERSTATE BANK SSB 6 $209,778 $1,258,668
1,198 MBA MORTGAGE SERVICE 6 $213,665 $1,281,988
1,199 MIDWEST BANKCENTRE 6 $309,745 $1,858,471
1,200 MSA MORTGAGE, LLC 6 $288,706 $1,732,237
1,201 MULTIPLES MORTGAGE CORP 6 $100,330 $601,981
1,202 SPIRIT OF ALASKA FEDERAL CREDIT UNION 6 $159,903 $959,418
1,203 SPRINGFIELD FIRST COMMUNITY BANK 6 $125,931 $755,586
1,204 THE BANK OF SOUTH CAROLINA 6 $400,144 $2,400,864
1,205 THE LENDING CENTER CORPORATION 6 $138,514 $831,083
1,206 TIMBERWOOD BANK 6 $213,401 $1,280,403
1,207 TOWER FEDERAL CREDIT UNION 6 $404,238 $2,425,428
1,208 WESTBURY BANK 6 $256,002 $1,536,011
1,209 ALASKA USA MORTGAGE CO LLC 5 $257,290 $1,286,451
1,210 AMERICAN BANK CENTER 5 $198,967 $994,834
1,211 AMERITRUST MORTGAGE CORP 5 $285,892 $1,429,459
1,212 BANK OF GUAM 5 $348,324 $1,741,619
1,213 BANK OF RUSTON 5 $202,137 $1,010,685
1,214 BANKERS BANK 5 $160,868 $804,340
1,215 BRIDGEWATER SAVINGS BANK 5 $255,759 $1,278,794
1,216 CENTRAL BANK OF THE OZARKS 5 $230,672 $1,153,361
1,217 CITIZENS BANK & TRUST CO 5 $240,890 $1,204,450
1,218 CITIZENS COMMUNITY BANK 5 $149,424 $747,119
1,219 COAST360 FEDERAL CREDIT UNION 5 $226,204 $1,131,020
1,220 CUMBERLAND BANK & TRUST 5 $208,529 $1,042,646
1,221 EMC HOLDINGS LLC 5 $551,449 $2,757,245
1,222 EVERLEND MORTGAGE COMPANY 5 $278,043 $1,390,214
1,223 FIRST FEDERAL SAVINGS 5 $175,718 $878,592
1,224 LIBERTY SAVINGS BANK FSB 5 $321,349 $1,606,746
1,225 MIDWEST BANK NA 5 $185,743 $928,716
1,226 PINE BLUFF COTTON BELT FCU 5 $172,600 $863,000
1,227 POLI MORTGAGE GROUP INC. 5 $350,090 $1,750,448
1,228 REGENT FINANCIAL GROUP 5 $219,465 $1,097,327
1,229 RELOCATION MORTGAGE SERVICES INC 5 $161,677 $808,383
1,230 SANFORD INSTITUTION FOR SAVINGS 5 $252,405 $1,262,023
1,231 SERVIS FIRST BANK 5 $270,979 $1,354,894
1,232 SOUTHERN BANK OF TENNESSEE 5 $271,358 $1,356,792
1,233 TRAVERSE CITY STATE BANK 5 $229,336 $1,146,682
1,234 WATERFORD BANK, N.A. 5 $216,291 $1,081,457
1,235 WEST PLAINS BANK & TRUST CO 5 $173,320 $866,598
1,236 AMERICAN MOMENTUM BANK 4 $378,899 $1,515,594
1,237 BAY BANK FSB 4 $424,883 $1,699,530
1,238 BROADVIEW MORTGAGE CORP DBA HOME LOAN CONSULTANTS 4 $524,054 $2,096,217
1,239 CAPITAL MORTGAGE SERVICES CORP 4 $101,228 $404,910
1,240 CENTRAL BANK OF BRANSON 4 $226,350 $905,400
1,241 CFCU COMMUNITY CREDIT UNION 4 $217,543 $870,171
1,242 CROWN MORTGAGE CORP 4 $230,478 $921,913
1,243 CUSO MORTGAGE INC. 4 $263,492 $1,053,969
1,244 EQUITABLE BANK 4 $265,174 $1,060,696
1,245 FIRST HAWAIIAN BANK 4 $301,618 $1,206,470
1,246 FIRST NATIONAL BANK CORTEZ 4 $150,730 $602,920
1,247 FM HOME LOANS, LLC 4 $286,640 $1,146,560
1,248 FOCUS BANK 4 $189,409 $757,637
1,249 HARBOR COMMUNITY BANK 4 $172,722 $690,889
1,250 HOME FEDERAL S&L 4 $167,538 $670,150
1,251 INTEGRITY FIRST BANK, NA 4 $178,038 $712,150
1,252 KENNEBEC FEDERAL SAVINGS & LOAN 4 $196,083 $784,330
1,253 ML MORTGAGE 4 $420,964 $1,683,857
1,254 MORTGAGE INVESTORS CORP 4 $237,595 $950,378
1,255 OCEANFIRST BANK 4 $248,107 $992,429
1,256 PEGASUS BANK 4 $412,291 $1,649,164
1,257 SPACE COAST CREDIT UNION 4 $295,230 $1,180,920
1,258 THOMPSON KANE & COMPANY LLC 4 $270,649 $1,082,597
1,259 TRUE NORTH FCU 4 $363,717 $1,454,868
1,260 AAKO, INC. 3 $300,736 $902,207
1,261 AMERICAN FEDERAL BANK 3 $206,082 $618,245
1,262 AMERICAS MORTGAGE RESOURCE 3 $313,262 $939,787
1,263 BAKER AND LINDSEY, INC. 3 $152,775 $458,326
1,264 BANC OF CALIFORNIA N.A. 3 $564,178 $1,692,535
1,265 BLUELEAF LENDING LLC 3 $362,676 $1,088,028
1,266 BRAINERD S&L ASSN 3 $238,228 $714,683
1,267 CENTRAL BANK OF BOONE COUNTY 3 $175,075 $525,225
1,268 CHOICEONE BANK 3 $108,325 $324,975
1,269 CITY NATIONAL BANK OF FLORIDA 3 $279,306 $837,917
1,270 COMMAND CAPITAL MORTGAGE SERVICES, LLC 3 $226,497 $679,491
1,271 COMMUNITY BANK & TRUST 3 $162,139 $486,418
1,272 COMMUNITY CREDIT UNION OF FL 3 $241,357 $724,072
1,273 COOPERATIVA DE AHORRO Y CREDITO ORIENTAL 3 $148,379 $445,136
1,274 CORNERSTONE MORTGAGE PARTNERS OF TEXAS LP 3 $432,059 $1,296,178
1,275 CROSSFIRE FINANCIAL NETWORK, INC 3 $269,867 $809,600
1,276 EQUITY NOW INC. 3 $198,757 $596,272
1,277 FIRST COLUMBIA BANK & TRUST CO 3 $192,239 $576,718
1,278 FIRST LIBERTY BANK 3 $279,196 $837,587
1,279 FIRST NATIONAL BANK IN HOWELL 3 $248,032 $744,096
1,280 FIRST NATIONAL BANK OF SYRACUSE 3 $214,920 $644,761
1,281 FIRST NEBRASKA BANK NA 3 $171,253 $513,760
1,282 FOOTE CAPITAL MORTGAGE COMPANY 3 $219,313 $657,940
1,283 GRAND BANK FOR SAVINGS 3 $208,713 $626,139
1,284 GREAT LAKES CREDIT UNION 3 $217,348 $652,044
1,285 HIGHLANDS STATE BANK 3 $318,923 $956,769
1,286 HOME FINANCING CENTER INC 3 $260,660 $781,980
1,287 INDUSTRIAL BANK NA 3 $322,412 $967,236
1,288 INOVA FEDERAL CREDIT UNION 3 $146,523 $439,568
1,289 KLEINBANK 3 $323,943 $971,829
1,290 LATIN AMERICAN FINANCIAL CORP 3 $139,507 $418,520
1,291 LEGENDS BANK 3 $297,500 $892,500
1,292 LOGAN FINANCE CORP 3 $239,694 $719,082
1,293 MANHATTAN FINANCIAL GROUP INC 3 $493,786 $1,481,357
1,294 MORTGAGE ASSURANCE INC 3 $404,420 $1,213,260
1,295 NORTHLAND AREA FEDERAL CREDIT UNION 3 $153,667 $461,000
1,296 OKLAHOMA EMPLOYEES CREDIT UNION 3 $205,904 $617,713
1,297 PARK SQUARE HOME MORTGAGE LLC 3 $280,534 $841,603
1,298 PODIUM MORTGAGE CAPITAL LLC 3 $228,859 $686,576
1,299 PRIMARY CAPITAL MORTGAGE, LLC 3 $260,034 $780,103
1,300 QUONTIC BANK 3 $253,759 $761,276
1,301 SIERRA PACIFIC MORTGAGE DBA 1ST CHOICE MORTGAGE 3 $311,599 $934,798
1,302 STONEHAM BANK - A CO-OPERATIVE BANK 3 $455,032 $1,365,097
1,303 TEXAS BANK 3 $160,960 $482,880
1,304 THRIVENT FEDERAL CREDIT UNION 3 $198,627 $595,880
1,305 VENTURA COUNTY CREDIT UNION 3 $379,982 $1,139,945
1,306 ACCEPTANCE CAPITAL MTG CORP 2 $248,500 $497,000
1,307 ADVANCE FINANCIAL GROUP LLC 2 $258,999 $517,998
1,308 AMERICAN BANK & TRUST 2 $222,920 $445,839
1,309 BANCO SANTANDER PUERTO RICO 2 $146,822 $293,644
1,310 BANK IOWA 2 $74,158 $148,316
1,311 BATH SAVINGS INSTITUTION 2 $154,716 $309,431
1,312 CARIBE FEDERAL CREDIT UNION 2 $247,415 $494,829
1,313 CASS COUNTY BANK 2 $185,400 $370,800
1,314 CENTRAL BANK OF SEDALIA 2 $131,000 $262,000
1,315 CHARTER OAK FEDERAL CREDIT UNION 2 $205,403 $410,805
1,316 CHELSEA GROTON BANK 2 $272,578 $545,155
1,317 CITIZENS BANK 2 $120,000 $240,000
1,318 CITIZENS NATIONAL BANK OF PARK RAPIDS 2 $119,391 $238,782
1,319 COMMERCE MORTGAGE CORP 2 $70,895 $141,790
1,320 COOPERATIVA AHORRO Y CREDITO LA PUERTORRIQUENA 2 $138,794 $277,587
1,321 EXPRESS SOLUTIONS MORTGAGE CORP 2 $141,000 $282,000
1,322 FIRST BANK FINANCIAL CENTRE 2 $168,250 $336,500
1,323 FIRST COUNTY BANK 2 $154,932 $309,864
1,324 FIRST SOUTH BANK 2 $144,483 $288,965
1,325 JET DIRECT FUNDING CORP. 2 $440,268 $880,535
1,326 KONDAUR CAPITAL CORPORATION 2 $92,559 $185,118
1,327 METRO MORTGAGE CORP 2 $132,734 $265,467
1,328 NATIONAL BANK OF BLACKSBURG 2 $140,800 $281,600
1,329 NATIONWIDE BANK 2 $219,000 $438,000
1,330 NATIONWIDE HOME LOANS INC 2 $325,973 $651,946
1,331 OBSIDIAN FINANCIAL SERVICES, INC. 2 $513,963 $1,027,925
1,332 PIONEER BANK, SSB 2 $254,792 $509,583
1,333 PORTAGE COMMUNITY BANK 2 $256,279 $512,557
1,334 PRIMUS LENDING CORP 2 $435,372 $870,744
1,335 RAYMOND JAMES BANK 2 $223,035 $446,070
1,336 RENEW LENDING, INC 2 $177,013 $354,026
1,337 RESIDENTIAL HOME MORTGAGE CORPORATION 2 $418,709 $837,417
1,338 RSNB BANK 2 $277,860 $555,719
1,339 SUSQUEHANNA COMMUNITY BANK 2 $183,819 $367,637
1,340 THE HONESDALE NATIONAL BANK 2 $137,871 $275,741
1,341 UBERMORTGAGE INC. 2 $233,000 $466,000
1,342 UNION STATE BANK 2 $302,986 $605,971
1,343 US LENDING  & FINANCE LTD 2 $190,938 $381,876
1,344 VALLEY BANK RONAN 2 $343,066 $686,132
1,345 WASHITA MORTGAGE INC 2 $264,455 $528,910
1,346 WESCOM CENTRAL CREDIT UNION 2 $263,036 $526,072
1,347 WESTERN COMMERCE BANK 2 $175,443 $350,885
1,348 ALL IN ONE MORTGAGE LENDERS, LLC 1 $236,060 $236,060
1,349 AMERICAN MORTGAGE BANK 1 $274,998 $274,998
1,350 ARTISANS' BANK 1 $285,000 $285,000
1,351 ASHEVILLE SAVINGS BANK SSB 1 $254,353 $254,353
1,352 ASOCIACION DE EMPLEADOS DEL ELA 1 $240,000 $240,000
1,353 BANK MIDWEST 1 $206,239 $206,239
1,354 BANKFIRST 1 $170,000 $170,000
1,355 BUCKEYE STATE BANK 1 $296,000 $296,000
1,356 BUENA VISTA NATIONAL BANK 1 $244,000 $244,000
1,357 CALI-LAND BANKERS HOME LOAN 1 $580,100 $580,100
1,358 CAPITAL INTERNATIONAL FINANCIAL INC. 1 $382,106 $382,106
1,359 CAPITAL ONE, N.A. 1 $196,500 $196,500
1,360 CASH COW FUNDING, INC. 1 $302,292 $302,292
1,361 CEDAR POINT FEDERAL CREDIT UNION 1 $240,000 $240,000
1,362 CHESAPEAKE BANK OF MARYLAND 1 $273,745 $273,745
1,363 COASTAL PACIFIC LENDING INC 1 $394,412 $394,412
1,364 COOPERATIVA A/C DE AGUADA 1 $86,062 $86,062
1,365 COOPERATIVA A/C DE CAMUY 1 $142,000 $142,000
1,366 COOPERATIVA A/C DE RINCON 1 $90,000 $90,000
1,367 CUSTOMERS BANK 1 $234,900 $234,900
1,368 CYPRUS FEDERAL CREDIT UNION 1 $248,500 $248,500
1,369 D L EVANS BANK 1 $255,000 $255,000
1,370 EAGLE HOME MORTGAGE OF CALIFORNIA 1 $513,651 $513,651
1,371 ECU MORTGAGE LLC 1 $295,000 $295,000
1,372 ENCORE LENDING GROUP LLC 1 $115,695 $115,695
1,373 ETHOS LENDING LLC 1 $347,436 $347,436
1,374 FIRST FEDERAL S&L ASSN OF GREENE CO 1 $90,000 $90,000
1,375 FIRST FEDERAL SAVINGS BANK OF BOSTON 1 $389,500 $389,500
1,376 FIRST ROBINSON SAVINGS BANK, N.A. 1 $168,547 $168,547
1,377 FLAGSHIP FINANCIAL SERVICES, LLC 1 $279,900 $279,900
1,378 GC GLOBAL CAPITAL, INC 1 $180,900 $180,900
1,379 GO DIRECT LENDERS, INC 1 $390,400 $390,400
1,380 HAWAII STATE FEDERAL CREDIT UNION 1 $384,750 $384,750
1,381 HEARTLAND BANK 1 $100,000 $100,000
1,382 ICONIC MORTGAGE CORP 1 $282,063 $282,063
1,383 INDEPENDENCE BANCSHARES MORTGAGE GROUP, LLC 1 $220,644 $220,644
1,384 MICHIGAN FIRST MORTGAGE, INC 1 $105,000 $105,000
1,385 MID-SOUTH INVESTMENT CORP 1 $77,100 $77,100
1,386 MINNESOTA HOME FINANCIAL LLC 1 $303,900 $303,900
1,387 MONARCH BANK 1 $358,000 $358,000
1,388 MOUNTAIN WEST BANK 1 $256,679 $256,679
1,389 MUTUAL OF OMAHA BANK 1 $198,075 $198,075
1,390 NORTH DAKOTA HOUSING FINANCE AGENCY 1 $107,257 $107,257
1,391 OCEAN STATE CREDIT UNION 1 $267,547 $267,547
1,392 OMEGA FINANCIAL SERVICES, INC 1 $251,000 $251,000
1,393 OPES ADVISORS INC 1 $399,999 $399,999
1,394 PARAGON BANK 1 $275,000 $275,000
1,395 PAUL BRIAN SHEFFIELD 1 $187,160 $187,160
1,396 PENTRUST MORTGAGE GROUP LLC 1 $273,420 $273,420
1,397 PINNACLE LENDING GROUP INC 1 $404,985 $404,985
1,398 PROGRESSIVE BANK 1 $203,501 $203,501
1,399 PROSPECT MORTGAGE, LLC 1 $153,225 $153,225
1,400 PROVIDENT STATE BANK, INC. 1 $389,120 $389,120
1,401 PUTNAM BANK 1 $158,332 $158,332
1,402 RHODE ISLAND HOUSING & MORTGAGE FINANCE 1 $168,547 $168,547
1,403 RPM MORTGAGE INC 1 $310,000 $310,000
1,404 SEATTLE CREDIT UNION 1 $329,944 $329,944
1,405 SIGNATURE HOME LOANS, LLC 1 $251,752 $251,752
1,406 STATE BANK OF ALCESTER 1 $187,902 $187,902
1,407 STONEGATE MORTGAGE CORPORATION 1 $320,230 $320,230
1,408 SUMNER BANK & TRUST 1 $133,816 $133,816
1,409 TIMBERLAND BANK 1 $300,000 $300,000
1,410 TURBOTVILLE NATIONAL BANK 1 $275,805 $275,805
1,411 TWINSTAR CREDIT UNION 1 $423,530 $423,530
1,412 VA NADL PROGRAM 1 $65,174 $65,174
1,413 VELLUM MORTGAGE LLC 1 $550,000 $550,000
1,414 VIRGINIA HOUSING DEVELOPMENT AUTH 1 $171,500 $171,500
1,415 VISTA FUNDING CORP 1 $107,200 $107,200
1,416 WEST CENTRAL BANK 1 $230,400 $230,400
1,417 WHITLEY MORTGAGE ASSOCIATES INC 1 $107,003 $107,003
1,418 WJ BRADLEY MORTGAGE CAPITAL LLC 1 $230,359 $230,359

source: VA Home Loans Lender Statistics

VA Home Loan Cash Out Refinance Limits

On August 1, 2019 Ginnie Mae announced they were lowering the loan-to-value limits on VA home loans to 90%. Previously the LTV limit was set to 100%, which added risk to the housing market & prevented homeowners from building home equity if they regularly refinanced at the limit.

The Bottom Line On VA Home Loans

With their low interest rates, relaxed qualification standards, no down payment requirements and private mortgage insurance needed, VA home loans are exceptional deals for the people who are qualified to receive them. If you or your spouse is a veteran of any branch of the United States military - or if either you are actively serving right now - then you should find out whether or not you qualify. If so, a VA home loan is more than likely going to offer you the most competitive benefits out of any other mortgage product that's currently available.

The advantages of VA home loans cannot be overemphasized. For borrowers with poor credit or very little spare cash, there's no other mortgage product out there that comes close to offering the affordable options that VA mortgages do. Weight your options carefully, but be sure to give a lot of consideration to VA home loans.