This calculation tool calculates monthly mortgage payments for 5, 10, 15, 20, 25, 30 year & interest-only home loans. Whenever the principal amount or interest rates are changed, these values automatically update.
This calculator includes options for setting your closing costs, HOA, PMI, homeowner's insurance, and property taxes.
Home buyers can then enter a minimum & maximum affordable monthly payment amount & click on the [Calculate Range] button to quickly compute how many months & years it would take to pay off a loan given those monthly payment amounts, along with the total cost of interest over the life of the loan. These fields are yellow to make them visually stand out & by default the minimum is set to a 30-year amortizing loan & the max is set to a 10-year amortizing loan. When you adjust these it will recompute the repayment periods below based on your inputs.
For your convenience current San Diego mortgage rates are published below.
The following table shows current San Diego 30-year mortgage rates. You can use the menus to select other loan durations, alter the loan amount, change your down payment, or change your location. More features are available in the advanced drop down
The minimum monthly payment entered should be more than the interest only amount, such that the loan is paid down over time.
This calculator only accounts for the basic loan costs of principal & interest.
The Federal Reserve has started to taper their bond buying program. Lock in today's low rates and save on your loan.
Are you paying too much for your mortgage?
Check your refinance options with a trusted San Diego lender.
Answer a few questions below and connect with a lender who can help you refinance and save today!