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Calculate Monthly Bridge Loan Payments

Bridge Loan Calculator

This tool figures monthly payments on a bridge loan, offering payment amounts for P&I, Interest-Only and Balloon repayments — along with providing a monthly amortization schedule. This calculator automatically figures the balloon payment based on the entered loan amortization period. If you make interest-only payments then your monthly payments will be the interest-only payment amount below with the balloon payment being the original amount borrowed.

Our interest rate data comes from StackSource, a leading commercial mortgage broker which also helps borrowers find hard money lenders. You can click here to see which loan programs you qualify for today.

Property & Downpayment Information Amount
Property Price ($):
Down Payment ($):
Owed on Property ($):
Annual Property Appreciation (%):
Bridge Loan Information Amount
Loan Origination Fee :
Add Origination Fee to Loan?
Annual Interest Rate (%): (Get Current Rates)
Amortization Term :
Balloon Payment Due :
Your Monthly Payments Amount
Interest-Only payment:
Amortizing P&I payment:
Interest Payments Amount
Total interest paid until balloon payment due if paying P&I:
Total interest paid until balloon payment due for IO:
Average annual interest paid for P&I payments:
Average annual interest paid for IO payments:
Balloon Loan Overview Amount
Loan amount:
Loan origination fee:
Balloon payment:
Initial Loan to Value Ratio:
Owner Equity Amount
Equity when balloon payment due:
Property value when balloon payment due:
Appreciation:
LTV if refinanced when balloon due:
Create a Printable Amortization Schedule?
Loan date:

Current Bridge Loan Rates & Commercial Loan Options

Bridge Loan & Commercial Mortgage ProvidersRates Do You Qualify?
Bridge Loans6% - 10%
Freddie Mac Optigo3.20% – 4.82%
Fannie Mae3.25% – 4.26%
HUD 223(f)2.35% – 2.75%
CMBS2.81% – 4.58%
Regional Banks/Credit Unions3.11% – 5.25%
Life Insurance Companies3.00% – 5.00%
Debt Funds4.42% – 10.07%
HUD 221(d)(4)3.15% – 3.40%

Note: The range of commercial mortgage rates should be considered typical. However, there are outliers on the high and low end of the range. Thus, these figures do not guarantee actual rates on a specific commercial mortgage deal. To see which options you qualify for & get the best deal you can we recommend contacting a commercial mortgage broker who can help you see what you qualify for. We have partnered with StackSource to help you find the right loan. Let them help you find out what funding programs you qualify for today!

Unsure Which Loan Programs You Qualify For?

Contact StackSource and let them help you find a loan that fits your needs. Their marketplace offers a full suite of loan options from hard money loans to bridge loans to traditional commercial mortgages. You may be surprised by what loans you qualify for!

Bridge Loan & Commercial Mortgage ProvidersRates Do You Qualify?
Bridge Loans6% - 10%
Freddie Mac Optigo3.20% – 4.82%
Fannie Mae3.25% – 4.26%
HUD 223(f)2.35% – 2.75%
CMBS2.81% – 4.58%
Regional Banks/Credit Unions3.11% – 5.25%
Life Insurance Companies3.00% – 5.00%
Debt Funds4.42% – 10.07%
HUD 221(d)(4)3.15% – 3.40%