Nonprofit, State & Federal Government Funding Programs for Low Income Households

The Complete Guide to Grants for Low & Moderate-Income Homebuyers

Buying a home is taking on a major expense. Particularly challenging for low- to moderate-income homebuyers, purchasing a home means coming up with ample cash funds to cover down payment and closing costs, make any necessary repairs or updates to the home to make it your own, such as new flooring and paint, and a variety of other varied expenses.

Naturally, low- to moderate-income buyers often don't have the means to build up substantial cash reserves to cover these costs, at least not without years of pre-planning and savings. But that doesn't mean the dream of home ownership is out of reach. That's why we've compiled this comprehensive list of resources on grant funding opportunities for low- to moderate-income homebuyers: to point you in the direction of agencies, organizations, and other funding options to help you navigate the hurdles of purchasing a home and obtain the down payment or mortgage assistance you need to make your dreams a reality.

Family Playing.

Helpful Information on Sustainable Home Ownership for Low- to Moderate-Income Families

The following resources provide helpful background information and insight into organizations aiming to make sustainable home ownership within reach for low- and moderate-income families.

Home Letters.

Resources and Information on Home Buying for Low- and Moderate-Income Families

Finding financing and assistance options that your family qualifies for is only half the battle. Buying a home is a multi-step process, and it can take several months to find the perfect home within your budget, secure financing, and navigate the closing process. The following resources and information will help you navigate the murky waters of purchasing a home with ease.

Dream House.

Rental and Mortgage Assistance for Low- and Moderate-Income Families

The following resources provide information on rental and mortgage assistance programs available to qualified low- and moderate-income homeowners as well as those who are currently renting a home.

Roof Construction.

Down Payment Grants and Assistance for Low- to Moderate-Income Homebuyers

The down payment requirement on home mortgage loans is often the biggest hurdle for low- and moderate-income families. It can be difficult to save thousands of dollars in cash for a down payment when your income goes to paying rent, utilities, groceries, and all the other usual expenses faced by most families. Fortunately, there are some options for families who are seeking to purchase a home but need some assistance with the down payment. The following resources provide information on down payment grants and other assistance for low- to moderate-income homebuyers.

Money Puzzle.

Affording the Home of Your Dreams

Whether you're living paycheck-to-paycheck or you've managed to set a little money aside to work towards your dream of home ownership, there are many programs and options available to low- and moderate-income homebuyers. With ample resources and information at your disposal, becoming a homeowner is within reach.