.wrapper {
	margin: 0 auto;
/*	max-width: 1000px; */
	max-width: 1400px;
}

@media only screen and (min-width: 1150px) { 
.centnav {
display: flex;
justify-content: center;
}
}


/* OpenSans regular */

@font-face {
    font-family: "OpenSans";
    src: url("https://www.mortgagecalculator.org/fonts/OpenSans-Regular.eot");
    src: url("https://www.mortgagecalculator.org/fonts/OpenSans-Regular.eot?#iefix") format('embedded-opentype'),
         url("https://www.mortgagecalculator.org/fonts/OpenSans-Regular.woff2") format('woff2'),
         url("https://www.mortgagecalculator.org/fonts/OpenSans-Regular.woff") format('woff'),
         url("https://www.mortgagecalculator.org/fonts/OpenSans-Regular.ttf") format('truetype');
    font-weight: 400;
    font-style: normal;
}

/* OpenSans italic */

@font-face {
    font-family: "OpenSans";
    src: url('https://www.mortgagecalculator.org/fonts/OpenSans-Italic.eot');
    src: url('https://www.mortgagecalculator.org/fonts/OpenSans-Italic.eot?#iefix') format('embedded-opentype'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Italic.woff2') format('woff2'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Italic.woff') format('woff'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Italic.ttf') format('truetype');
    font-weight: 400;
    font-style: italic;
}

/* OpenSans bold */

@font-face {
    font-family: "OpenSans";
    src: url('https://www.mortgagecalculator.org/fonts/OpenSans-Bold.eot');
    src: url('https://www.mortgagecalculator.org/fonts/OpenSans-Bold.eot?#iefix') format('embedded-opentype'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Bold.woff2') format('woff2'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Bold.woff') format('woff'),
         url('https://www.mortgagecalculator.org/fonts/OpenSans-Bold.ttf') format('truetype');
    font-weight: 700;
    font-style: normal;
}

/* new web fonts below */

/* open-sans-300 - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 300;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Light'), local('OpenSans-Light'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-300italic - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: italic;
  font-weight: 300;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Light Italic'), local('OpenSans-LightItalic'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-300italic.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-regular - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 400;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Regular'), local('OpenSans-Regular'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-regular.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-italic - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: italic;
  font-weight: 400;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Italic'), local('OpenSans-Italic'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-italic.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-600 - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 600;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.eot'); /* IE9 Compat Modes */
  src: local('Open Sans SemiBold'), local('OpenSans-SemiBold'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-600italic - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: italic;
  font-weight: 600;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.eot'); /* IE9 Compat Modes */
  src: local('Open Sans SemiBold Italic'), local('OpenSans-SemiBoldItalic'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-600italic.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-700 - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 700;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Bold'), local('OpenSans-Bold'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-700italic - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: italic;
  font-weight: 700;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.eot'); /* IE9 Compat Modes */
  src: local('Open Sans Bold Italic'), local('OpenSans-BoldItalic'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-700italic.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-800 - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: normal;
  font-weight: 800;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.eot'); /* IE9 Compat Modes */
  src: local('Open Sans ExtraBold'), local('OpenSans-ExtraBold'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800.svg#OpenSans') format('svg'); /* Legacy iOS */
}
/* open-sans-800italic - latin */
@font-face {
  font-family: 'Open Sans';
  font-style: italic;
  font-weight: 800;
  src: url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.eot'); /* IE9 Compat Modes */
  src: local('Open Sans ExtraBold Italic'), local('OpenSans-ExtraBoldItalic'),
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.eot?#iefix') format('embedded-opentype'), /* IE6-IE8 */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.woff2') format('woff2'), /* Super Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.woff') format('woff'), /* Modern Browsers */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.ttf') format('truetype'), /* Safari, Android, iOS */
       url('https://www.mortgagecalculator.org/fonts/open-sans-v17-latin-800italic.svg#OpenSans') format('svg'); /* Legacy iOS */
}

/* new web fonts above */


@media only screen and (min-width: 800px) { 
.mobilebutton {
	display: none !important;
}
}

@media only screen and (max-width: 799px) { 
.deskbutton {
	display: none !important;
}
}

@media only screen and (max-width: 1000px) { 
table {
  display: block;
  max-width: -moz-fit-content;
  max-width: fit-content;
  margin: 0 auto;
  overflow-x: auto;
/*  white-space: nowrap; */
}
} 

body {
	font-size: 14px;
	line-height: 1.5;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    font-weight: 400;
    font-style: normal;
	color: #2f2f2f;
}

p {
	font-size: 14px;
	line-height: 1.6;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    font-weight: 400;
    font-style: normal;
	color: #2f2f2f;
}


h1 {
	line-height: 30px;
    font-size: 27px; 
    color: #195877;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
	font-weight: 700;
	text-transform: capitalize;
}

h2 {
    font-size: 24px; 
    line-height: 26px;
    color: #20394c;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    text-transform: capitalize;
    border-bottom: 2px solid #b9dfdf;
    margin: 10px 0 20px 0;
    padding: 20px 0 8px 0;}

td h2 {
	font-size: 19px;
	line-height: 20px;
	color: #20394c;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
	font-weight: 700;
	margin-bottom: 32px;
	text-transform: capitalize;	
    border-bottom: 0px;
    margin: 0px 0 0px 0;
    padding: 0px 0 0px 0;
	}

/* h3 {
	font-size: 16px;
	line-height: 16px;
	font-weight: 700;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
	text-transform: capitalize;
	margin: 19px 0 18px;
} */

h3 {
    color: #155776; 
    font-size: 21px; 
    line-height: 21px; 
    font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
    text-transform: capitalize; 
    margin-top: 1.25em; 
    margin-bottom: 0.65em; 
}

.sortable h3, .keyinfo-pad1 h3 {
    margin-top: 0.65em; 	
	}


h4 {
    font-size: 13px;
    line-height: 14px;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    font-weight: 700;
    text-transform: capitalize;
    margin-top: 2em;
    margin-bottom: 0.5em;
}


h6 {
    color: #055776; 
    font-weight: 700; 
    margin-bottom: 18px; 
    text-transform: capitalize; 
}

a:hover {
	color: #1E394C;

}

a { 
    text-decoration: underline; 
    color: #459ed3; 
     font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
     font-weight: bold; 
}

.scrolltablewrap {
	width:100%; 
	overflow-x: auto;
/*	overflow-x:scroll;*/
	
	}

.tip-BGsuccess p a {
    color: #02905D !important; 
	}

.tip-BGsuccess p strong {
    color: #02905D !important; 
	}

.tip-BGwarn p a {
    color: #CE3C3C !important; 
	}


.tip-BGwarn p strong {
    color: #CE3C3C !important; 
	}

.keyinfo-list1 strong {
    color: #55bf00 !important;
}

.list-Textfloat strong {
    color: #02905D !important;
}

.list-X strong {
    color: #ea2634 !important;
}

.tablefullwidth {
	width:100%; 
	overflow-x:auto;
	}

a:visited {
    color: #1E394C; 
}

p {
	margin-bottom: 13px;
}

ol, ul {
	padding: 0;
	margin: 0;
	list-style: none;
}

strong { 
    color: #195877;  /* #55bf00 green */
    font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
    font-size: 16px; 
    line-height: 1.5em; 
    font-weight: 600; 
    text-decoration: none; 
} 
 


a strong {
    font-weight: 700;
    color: #0000ff;
}

/* .sortable a strong, .sortable a,  */
.tip-BG a strong, .tip-BG a {
    font-weight: 700;
    color: #1E394C !important;
}

::selection {
    background: #ffe500;
    color: #121212;
}

.tip-BG .text-tip, .tip-BGwarn .text-tip, .tip-BGsuccess .text-tip, .tip-BG ul li  {
    color: #0f0f0f !important;	
	}


/*---------- Header -- -------*/
.header-container {
	float: left;
	width: 100%;
	padding: 25px 0 11px 0;
	background: #ffffff; /* Old browsers */
	background: -moz-linear-gradient(top, #ffffff 57%, #ebf6fa 100%, #ebf6fa 100%); /* FF3.6+ */
	background: -webkit-gradient(linear, left top, left bottom, color-stop(57%,#ffffff), color-stop(100%,#ebf6fa), color-stop(100%,#ebf6fa)); /* Chrome,Safari4+ */
	background: -webkit-linear-gradient(top, #ffffff 57%,#ebf6fa 100%,#ebf6fa 100%); /* Chrome10+,Safari5.1+ */
	background: -o-linear-gradient(top, #ffffff 57%,#ebf6fa 100%,#ebf6fa 100%); /* Opera 11.10+ */
	background: -ms-linear-gradient(top, #ffffff 57%,#ebf6fa 100%,#ebf6fa 100%); /* IE10+ */
	background: linear-gradient(to bottom, #ffffff 57%,#ebf6fa 100%,#ebf6fa 100%); /* W3C */
	filter: progid:DXImageTransform.Microsoft.gradient( startColorstr='#ffffff', endColorstr='#ebf6fa',GradientType=0 ); /* IE6-9 */
}
.logo {
	float: left;
	width: 100%;
	text-align: center;
}
/*---------- Content -- -------*/
.content-container {
	float: left;
	width: 100%;
}
.menu-area {
	width: 100%;
	float: left;
	background: #000000;
	border-bottom: 1px solid #ffffff;
}

.main-menu {
	width: 100%;
	float: left;
}
.main-menu ul {
	width: 100%;
	float: left;
	list-style: none;
	margin: 0;
}
.main-menu ul li {
	width: auto;
	float: left;
	position: relative;
}
.main-menu ul li a {
	color: #ffffff;
	float: left;
	position: relative;
	padding: 10px 0 10px 28px;
	text-decoration: none;
}
.main-menu ul li:first-child a {
	padding-left: 0;
}
.main-menu ul li:first-child a:before {
	display: none;
}

.main-menu ul li li a:before {
	display: none;
}


.main-menu ul li a:before {
	position: absolute;
	content: "+";
	width: 8px;
	height: 15px;
	left: 10px;
}
.main-menu ul ul {
	position: absolute;
	display: none;
	top: 36px;
	left: 0;
	min-width: 200px;
	margin: 0px 2px 2px 0px;
	z-index: 999;
	background: #000;
	border-top: 1px solid #ffffff;
}
.main-menu ul li:hover ul {
	display: block;
}
.main-menu ul ul li {
	width: 100%;
	margin: 0;
	float: left;
	border-top: 1px dotted #ffffff;
	padding: 10px 20px;
}
.main-menu ul ul li:first-child {
	border-top: 0;
}
.main-menu ul ul li a {
	padding: 0;
}

.main-menu ul li a:hover {
 color: yellow;
}

.menu-title {
	color: #ffffff;
	font-weight: bold;
	font-size: 18px;
	margin: 11px 0 11px 30px;
}
.mean-container .mean-nav {
	margin-top: 0;
}

.content-area { 
     float: left; 
     width: 100%; 
     position: relative; 
     padding-top: 40px; 
     background: linear-gradient(to bottom, rgb(126, 170, 191) 0px, rgb(213,224,230) 60px, rgb(234,240,243) 90px, rgb(255,255,255) 120px); 
     }

/*---------- Sidebar -- -------*/

.sidebar {
	float: left;
/*	width: 26.11%; */
	width: 29.11%;
/*	width: 310px;*/
	padding-top: 28px;
}

.sidebar ul {
	float: left;
	width: 100%;
}

.sidebar ul li {
	float: left;
	width: 100%;
}

.side-block {
	float: left;
	width: 100%;
	margin-bottom: 23px;
}

.side-block h6 {
    float: left; 
    width: 100%; 
    font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
    font-size: 20px; 
    font-weight: 500; 
}

.side-block ul {
	float: left;
	width: 100%;
}

.side-block ul li {
    float: left; 
    width: 100%; 
    margin-bottom: 0px !important; 
}

.side-block ul li a:before {
    content: '+'; 
    width: 8px; 
    height: 9px; 
    padding: 0 10px; 
    font-weight: 700; 
    color: #55bf00; 
    font-size: 18px; 
}

.side-block ul li a {
    text-transform: capitalize; 
    text-decoration: none; 
    color: #20394c; 
    font-weight: 600; 
}

.side-block ul li a:hover {
	color: #55bf00;;
}

/*---------- Offcanvas Sidebar ---------*/

.close-btn {
	display: none;
	width: 27.3px;
	height: 29.25px;
	padding: 0;
	border: 0;
	outline: none;
	background: url("https://www.mortgagecalculator.org/images/close-btn.svg") left center / 100% 100% no-repeat #ffffff;
	overflow: hidden;
	white-space: nowrap;
	text-indent: 100%;
	filter: progid:DXImageTransform.Microsoft.Alpha(Opacity=100);
	opacity: 1;
	-webkit-tap-highlight-color: rgba(0, 0, 0, 0);
}

.no-svg .nav-btn {
	background-image: url("https://www.mortgagecalculator.org/images/nav-icon.png");
}

.no-svg .close-btn {
	background-image: url("https://www.mortgagecalculator.org/images/close-btn.png");
}

.close-btn:focus, .close-btn:hover {
	filter: progid:DXImageTransform.Microsoft.Alpha(Opacity=70);
	opacity: 0.7;
}

.nav-btn {
	display: none;
	width: 	85%;
	height: 29.25px;
	padding: 10px 30px;
	margin: 0 14px;
	border: 0;
	outline: none;
	background: url("https://www.mortgagecalculator.org/images/nav-icon.svg") left 7px no-repeat;
	white-space: nowrap;	
	filter: progid:DXImageTransform.Microsoft.Alpha(Opacity=70);
	opacity: 1;
	-webkit-tap-highlight-color: rgba(0, 0, 0, 0);
}

a.nav-btn {
	color: #2f627d;
	font-weight: bold;
	text-decoration: none;
}	

a.nav-btn:hover {
	opacity: 0.7;
}

.no-svg .nav-btn {
	background-image: url("https://www.mortgagecalculator.org/images/nav-icon.png");
}

.nav-btn:hover, .nav-btn:focus {
	filter: progid:DXImageTransform.Microsoft.Alpha(Opacity=100);
	opacity: 1;
}

.content-area .wrapper {
	position: relative;
	width: 100%;  
}

.sidebar .close-btn {
	display: none;
}


/*---------- Content Right -- -------*/

.content-right {
	float: left;
/*	width: 73.89%; */
	width: 70.89%;
	background: none;
	padding: 5px;
/*	width:calc(100% - 330px);*/
}

.content-right a:hover {
	color: #3366cc;
}

.content-right h1 {
	float: left;
	width: 100%;
	text-align: center;
	margin: 15px 0;
}

#KJEDefinitionsDL dt.KJEDefinition, dt.KJEDefinition, h3.KJEDefinition {
    text-align: left;
    font-weight: bold;
    font-size: 1.0em;
    padding: 0;
    margin: 0;
    line-height: normal;
    margin-top: 2em;
    margin-bottom: 0.5em;
}

#KJEDefinitionsDL p.KJEDefinition, #KJEAllContent p.KJEDefinition {
    line-height: normal;
    padding: none;
    text-align: left;
} 

.black-block {
	float: left;
	width: 100%;
	background: #20394c;
	padding: 10px;
	text-align: center;
	margin-bottom: 16px;
	margin-top: 8px;	
}

.fmcty-wizard .fmcty-section {
	padding-top: -60px !important;
	}


.black-block strong {
	color: #c3eaff !important;
    font-weight: 400; 
    font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
    font-size: 17px; 
}

#calc table thead td { background-color: #000; font-size: .9em; color: #fff; font-weight: bold; padding: 10px; }
#calc .closingcost { color: 666; background-color: #f2f2f2; padding: 10px; border-bottom: 2px solid #fff;  font-size: 1.2em; font-weight: bold; }


.cal-block {
	float: left;
	width: 100%;
	padding: 0 0 70px 0;
}

.cal-content {
	float: left;
	width: 100%;
	padding-left: 4px;
}

.cal-box {
	float: left;
	width: 100%;
	padding: 6px 38px 0 0;
}

.rw-box {
	float: left;
	width: 100%;
	margin: 4px 0;
}

.rw-box .left-cell {
	float: left;
	width: 68.70%;
}

.rw-box .right-cell {
	float: right;
}

.sel-right-space {
	margin-right: 19px;
}

.center-position {
	text-align: center;
}

.img-block {
	float: right;
	width: 49.31%;
	padding: 40px 0 0 0px;
	height:auto;
}

image {
	max-width:100%;
	height:auto;	
	}

img {
	max-width:100%;
	height:auto;
	}

.disc-list {
	list-style-type: disc;
	padding: 0 4px 0px 40px;
}

.compare-content {
	float: left;
	width: 92.52%;
	padding: 30px 44px 32px;
	background-color: #E3F6FF;
	border: 3px dashed #3366CC;
	position: relative;
	margin-bottom: 15px;
	
	   -moz-border-radius: 15px;
	-webkit-border-radius: 15px;
	        border-radius: 15px;
}

.compare-content span {
	float: left;
	width: auto;
}

.compare-content span:before {
	content: url("https://www.mortgagecalculator.org/images/lightbulb.gif");
	width: 20px;
	height: 35px;
	position: absolute;
	left: 3%;
	top: 25%;
}

.compare-content .bulb:before {
	content: url("https://www.mortgagecalculator.org/images/lightbulb.gif");
	width: 20px;
	height: 35px;
	position: absolute;
	margin-left: 5px;
	top: 25%;
}

.compare-content span a {
	color: #459ed3;
}

.no-bottom-space {
	margin-bottom: 0;
}

.content-right ul 
{
	list-style:disc outside;
	padding-bottom:5px;
	padding-left:5px;
	margin-left: 10px;
	}

.content-games ul, .free-tools ul
{
	list-style:none;
	padding-bottom:5px;
	padding-left:5px;
	margin-left: 10px;
	}
	
.content-right ol 
{
	list-style:disc outside;
	padding-bottom:5px;
    padding-left:5px;
	margin-left: 10px;
	}


/*--------- Buttons -------*/

.styled-button {
background: #25A6E1;
	background: -moz-linear-gradient(top,#25A6E1 0%,#188BC0 100%);
	background: -webkit-gradient(linear,left top,left bottom,color-stop(0%,#25A6E1),color-stop(100%,#188BC0));
	background: -webkit-linear-gradient(top,#25A6E1 0%,#188BC0 100%);
	background: -o-linear-gradient(top,#25A6E1 0%,#188BC0 100%);
	background: -ms-linear-gradient(top,#25A6E1 0%,#188BC0 100%);
	background: linear-gradient(top,#25A6E1 0%,#188BC0 100%);
	filter: progid: DXImageTransform.Microsoft.gradient( startColorstr='#25A6E1',endColorstr='#188BC0',GradientType=0);
	padding:8px 13px;
	color:#fff;
	font-family:'Helvetica Neue',sans-serif;
	font-size:17px;
	border-radius:4px;
	-moz-border-radius:4px;
	-webkit-border-radius:4px;
	border:1px solid #1A87B9;
	margin-bottom:10px;
}


.styled-button:hover
{
	background:#5CCD00;
	background:-moz-linear-gradient(top,#5CCD00 0%,#4AA400 100%);
	background:-webkit-gradient(linear,left top,left bottom,color-stop(0%,#5CCD00),color-stop(100%,#4AA400));
	background:-webkit-linear-gradient(top,#5CCD00 0%,#4AA400 100%);
	background:-o-linear-gradient(top,#5CCD00 0%,#4AA400 100%);
	background:-ms-linear-gradient(top,#5CCD00 0%,#4AA400 100%);
	background:linear-gradient(top,#5CCD00 0%,#4AA400 100%);
	filter: progid: DXImageTransform.Microsoft.gradient( startColorstr='#5CCD00', endColorstr='#4AA400',GradientType=0);
	padding:8px 13px;
	color:#fff;
	font-family:'Helvetica Neue',sans-serif;
	font-size:17px;
	border-radius:4px;
	-moz-border-radius:4px;
	-webkit-border-radius:4px;
	border:1px solid #459A00;
	margin-bottom:10px;
}


.styled-button:hover {
    background-color: yellow;
} 

.lefthalf {
    float: left;
    width:50%;
}

.righthalf {
    float: left;
    width:50%;
}


/* Sortable tables */
table.sortable thead {
background-color: #155776; 
    color: #fff; 
    font-weight: 400; 
    padding: 10px; 
    font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
    font-size: 20px; 
    text-align: center;
}

table.sortable tbody td {
    background-color:#EDF9FE;
    border: 1px solid #20394C;
	color:#0f0f0f; /* 333333 */
	padding:8px;
	text-align:center;
    cursor: default;
}

table.sortable tbody tr.theyear td {
    background-color: #ffffff;
    font-weight: bold;
}


table.sortable  {
	margin-top:10px;
	margin-bottom:20px;
	}

/*---------- Number Inputs -- -------*/

/* Remove controls from Safari and Chrome */
input[type=number]::-webkit-inner-spin-button, 
input[type=number]::-webkit-outer-spin-button { 
  -webkit-appearance: none;
  margin: 0; /* Removes leftover margin */
}

input[type=number]{
    width: 88px;
	padding-left: 4px;
} 

input[type=text]{
	padding-left: 4px;	
	}

/* Remove controls from Firefox */
input[type=number] {
  -moz-appearance: textfield;
}

/*---------- Footer -- -------*/
.footer-container {
	float: left;
	width: 100%;
	background: #20394c;
	height: 83px;
	padding-top: 5px;
}
.copyright {
	float: left;
	width: 100%;
	color: #ffffff;
	font-size: 11px;
}

blockquote {
	padding-left: 20px;
	padding-top: 5px;
	padding-bottom: 5px;
	margin-top: 10px;
	margin-bottom: 10px;
	margin-left: 20px;
	border-left-color:#0000ff;
/*	border-left-color:#3366CC; */
	border-left-width:thick;
	border-left:solid;
	background-color:#E3F6FF; 
	display:inline-block; 
	height:100%; 
	}

.videowrap {
	position: relative;
	padding-bottom: 56.25%; /* 16:9 */
	padding-top: 25px;
	height: 0;
}
.videowrap iframe {
	position: absolute;
	top: 0;
	left: 0;
	width: 100%;
	height: 100%;
}

.schedule tr th {
	color: #ffffff;
	background-color:#000;
	font-weight:bold;
	padding-top:5px;
	padding-bottom:5px;}
	
.schedule tr td .subtotal {
    background-color: #ffffff;
	font-weight: bold;
	padding: 10px;}	

.subtotal, .total {
	padding: 10px;}	
	
	

/* new tables */

          table.sortable tbody td { 
          border: none; 
          text-align: left; 
          background: rgba(179, 234, 255, 0.14); 
          } 

          table.sortable td { 
          padding: 20px 20px; 
          } 

          table.sortable td:first-child { 
          text-align: left; 
          } 

          table.sortable td:last-child { 
          text-align: right; 
          } 

          table.sortable th{ 
          padding: 15px 20px; 
          } 

          table.sortable th:first-child { 
          text-align: left; 
          } 
          table.sortable th:last-child { 
          text-align: right; 
          } 

table.sortable thead tr th { 
position: sticky; 
position: -webkit-sticky; 
top: 0; 
z-index: 1; 
background-color: #155776; 
color: #fff;
} 


table.sortable tbody td { 
    padding: 10px 20px;
} 
          table.sortable tr{ 
               border: 1px solid #8fb7d9; 
          } 
           
          table.sortable input[type="number"] { 
               width: 200px; 
               padding: 10px 5px; 
               border:1px solid #c6cad9; 
               } 
                
          table.sortable tbody td { 
               border: none; 
          } 
           
          table.sortable input[type="text"] { 
               width: 200px; 
               padding: 10px 5px; 
               border: 1px solid #c6cad9; 
          } 

          table.sortable input[type="text"].mediumwidth { 
               width: 100px; 
               padding: 10px 5px; 
               border: 1px solid #c6cad9; 
          } 

          table.sortable input[type="number"].mediumwidth { 
               width: 100px; 
               padding: 10px 5px; 
               border: 1px solid #c6cad9; 
          } 

          table.sortable input[type="text"].smallwidth { 
               width: 60px; 
               padding: 10px 5px; 
               border: 1px solid #c6cad9; 
          } 

          table.sortable input[type="number"].smallwidth { 
               width: 60px; 
               padding: 10px 5px; 
               border: 1px solid #c6cad9; 
          } 
           
          table.sortable .styled-button { 
               margin: 5px; 
          } 
           
          table.sortable .styled-button:hover { 
               margin: 5px; 
          } 
           
          tr:nth-child(even) {background-color: #f6f9f9;} 
           
          .text-Mid { 
               text-align: center !important; 
          } 
           
          .dd-Style { 
               border:1px solid #c6cad9; 
               padding: 10px; 
          } 

#qsearch { 
               width: 200px !important; 
               padding: 10px 5px !important; 
               border: 1px solid #c6cad9; 
          } 

figcaption {
	text-align:center;
	padding-bottom: 10px;
	}	
	
/* new call out boxes added */

	.faq-BG {
	background-color: #dcffff;
	padding: 0 20px 20px 20px;
	margin: 5em 0 2.5em 0;
	border: 2px solid #92e3fc;
	}
	
	.faq-Imgtop {
	width: 100px; 
	margin-top: -50px; 
	margin-bottom: -30px;
	background-color: #fff; 
	border-radius: 100px; 
	padding: 10px; 
	border: 2px solid #92e3fc;
	}
	
	.faq-Title {
	font-size: 19px; 
	line-height: 21px; 
	font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
	margin: 30px 0 10px 0; color: #195877;
	}
	
	.faq-Content {
	background-color: white; 
	padding: 20px;
	}
	
	.fyi-Title {
	font-size: 19px; 
	line-height: 21px; 
	font-family: 'Open Sans', Helvetica, Arial, sans-serif; 
	margin: 50px 0 10px 0; 
	color: #20394c;
	}
	
	.fyi-Content {
	color: #2f2f2f;
	}
	
	.fyi-BG {
	padding: 0 20px 20px 20px;
	margin: 5em 0 2.5em 0;
	border: 2px solid #92e3fc;
	background-color: rgb(243, 251, 255);
	}
	
	.fyi-Imgtop {
    width: 100px;
    margin-top: -50px;
    margin-bottom: -30px;
    background-color: #20394c;
    border-radius: 100px;
    padding: 10px;
    border: 2px solid #92e3fc;
	}
	
	.sect-Title {
    font-size: 24px;
    line-height: 20px;
    color: #55bf00;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    text-transform: capitalize;
    padding: 20px 0 12px 0;
    text-align: center;
    font-weight: lighter;
	}
	
	.divider{
    color: #55bf00;
	width: 100%;
	overflow: hidden;
	text-align: center;
	}

	.divider:before, .divider:after{
		content:"";
		vertical-align:middle;
		display:inline-block;
		width:50%;
		border-bottom:2px dotted #ccc;
		margin:0 2% 0 -55%;
	}
	
	.divider:after{
		margin:0 -55% 0 2%;
	}
	
	.quote-Icon {
	width: 50px;
	padding: 5px;
	border-bottom: 4px solid #bbf2ff;
	}
	
	.quote-Text{
	text-align: center;
	font-size: 24px;
	line-height: 30px;
	font-style: italic;
	color: #296387;"
	}
	
	.col-Count2 {
	column-count: 2;
	}
	
	.col-Count3 {
	column-count: 3;
	}
	
	.col-Count4 {
	column-count: 4;
	}
	

.content-right ul.list-Checksub, .content-right ul.list-Xsub, .content-right ul.list-Ideasub, .content-right ul.list-Check, .content-right ul.list-X, .content-right ul.list-Idea {
    list-style: none;
	list-style-position: outside;	
	}

ul.list-Ideasub li::before, ul.list-Xsub li::before, ul.list-Checksub li::before, ul.list-Idea li::before, ul.list-X li::before, ul.list-Check li::before {
    width: 1.5em;
    margin-left: -1.5em;
	margin-right:0.5em;
}

ul.list-Check li::before {
    content: "\2713";
    color: #55bf00;
    font-weight: bold;
}

ul.list-Idea li::before {
    content: "\1F4A1";
    color: #ffff00;
    font-weight: normal;
}
	
ul.list-X li::before {
    content: "\2718";
    color: #ea2634;
    font-weight: normal;
}

ul.list-Checksub li::before {
    content: "\2713";
    color: #55bf00;
    font-weight: bold;
}

ul.list-Ideasub li::before {
    content: "\1F4A1";
    color: #ffff00;
    font-weight: normal;
}
	
ul.list-Xsub li::before {
    content: "\2718";
    color: #ea2634;
    font-weight: normal;
} 
	
	
	ul li::marker {
	display: none;
	}

.side-block ul li { 
    padding-bottom: 0px; 
}

.content-area ul li, .free-tools ul li { 
    padding-bottom: 15px; 
	margin-left: 10px;
}


.bordr-flair1::before { 
    content: ''; 
    border-top: 3px solid #92e3fc; 
    border-left: 3px solid #92e3fc; 
    display: inline-block; 
    width: 30%; 
    height: 4.25rem; 
    position: absolute; 
	left: 0; 
	top: 1.5rem;
}
.bordr-flair2::after { 
    content: ''; 
    border-bottom: 3px solid #92e3fc; 
    border-right: 3px solid #92e3fc;
    display: inline-block; 
    width: 30%; 
    height: 4.25rem; 
    position: absolute; 
    right: 0; 
	bottom: -1rem;
}

	.keyinfo-mar1 {
		margin: 20px 0 50px; 
		width: 100%; 
		position: relative;
	}

	.keyinfo-pad1 {
		padding: 45px 30px 0 30px;
	}

	.keyinfo-list1 {
		padding-top: 10px;
	}	
		

	
	.tabl-Checklist {
		font-weight: bold;
		font-family:'Open Sans', Helvetica, sans-serif;
	}

	table.tabl-Checklist thead th:not(:first-child)
	{
		text-align: center;
	}

	table.tabl-Checklist tbody td:not(:first-child)
	{
		text-align: center;
	}
	
	.tabl-Checkmark {
		color: #24ad00;
		font-weight: bold;
		font-size: 20px;
	}
	
	.tabl-Xmark {
		color: #ea2634;
		font-weight: bold;
		font-size: 20px;
	}
	
	
	
	.tabl-Compare {
		font-weight: bold;
		font-family:'Open Sans', Helvetica, sans-serif;
		text-align: center;
	}
	
	table.tabl-Compare thead 
	{
		background-color: #20394C;
		color: #dcffff;
	}
	
	table.tabl-Compare tbody td:nth-child(2) {
    text-align: center;
	}

	.font-Middle {
		text-align: center;
	}
	
	.list-Titleicon {
		width: 30px; 
		padding-top: 15px; 
		margin-right: 5px; 
		float: left
	}
	
	.list-NumberBG {
	background-color: #195877;
    border-radius: 40px;
    width: 40px;
    height: 40px;
    float: left;
    position: relative;
    margin-top: 5px;
    position: absolute;
	}
	
	.list-Innernumber {
    font-size: 21px; 
    font-weight: bold; 
    color: #dcffff; 
    padding-top: 2px;
    padding-left: 13px;
	}

	.list-Textfloat {
	float: left;
    padding-left: 3.5em;
    padding-top: .5em;
    }

	.list-Textfloat p {
    color: #0f0f0f !important;	
    }


	.clear-Float {
	clear: both;
    font-size: 0px;
	}
	
	
	.tip-Title {
	font-size: 19px;
    line-height: 21px;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    margin: 10px 0;
    color: #20394c;
	font-weight: 700;
	}

	.tip-Titlewarn {
	font-size: 19px;
    line-height: 21px;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    margin: 10px 0;
    color: #CE3C3C;
	font-weight: 700;
	}	

	.tip-Titlesuccess {
	font-size: 19px;
    line-height: 21px;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
    margin: 10px 0;
    color: #02905D;
	font-weight: 700;
	}	


	.tip-Icon {
	height: 75px;
    float: left;
    margin: 15px;
    top: 50%;
    position: relative;"
	}
	
	
	.tip-BG {
	color: #000; 
	border-radius: 5px; 
	background-color: #dcffff; 
	border: 2px solid #92e3fc;
	margin-bottom: 10px;
	}

	.tip-BG a {
	color: #1E394C; 
	}


	.tip-BGwarn {
	color: #000; 
	border-radius: 5px; 
/*	background-color: #FED674; orig 
	background-color: #fff7e3; ok, though next best */
	background-color: #fff4de;
/*	border: 2px solid #F45D5D; red */
	border: 2px solid #fcce92;
	margin-bottom: 10px;
	}	
	
	.tip-BGsuccess {
	color: #000; 
	border-radius: 5px; 
	background-color: #F3FFFB; 
	border: 2px solid #92e865;
	margin-bottom: 10px;
	}	


	.rightquotedbutton {
    float: right;
    margin-left: 15px;
    position: relative;
	}

	.rightquotedbutton2 {
    z-index: 9999999999999;
    position: absolute;
    bottom: 0px;
    right: 25px;
	}
	

	
	.text-tipbreak {
	word-break: break-all;	
	}
	
	
	details {
		padding: .75em .75em 0;
	}

	summary {
		font-weight: bold;
		margin: -.75em -.75em 0;
		padding: .75em;
		background-color: #20394c;
		color: #dcffff;
		border-bottom: 1px solid #6a919d;
	}

	details[open] {
		box-sizing: border-box;
		-moz-box-sizing: border-box;
		-webkit-box-sizing: border-box;
		padding: .75em;
		background-color: #dcffff;
		border: 1px solid #92e3fc;
		border-top: 0;
		
	}

	details[open] summary {
		border-bottom: 1px solid #aaa;
		margin-bottom: .75em;
	}
	
	details[open] summary ~ * {
	  animation: sweep .5s ease-in-out;
	}

	@keyframes sweep {
	  0%    {opacity: 0; margin-left: -10px}
	  100%  {opacity: 1; margin-left: 0px}
	}

	.videoWrapper {
		position: relative;
		padding-bottom: 56.25%; /* 16:9 */
		height: 0;
		overflow: hidden;
	}

	.videoWrapper iframe {
		position: absolute;
		top: 0;
		left: 0;
		width: 100%;
		height: 100%;
	}	

	.proscons-Imgtop {
    width: 90px;
	margin-bottom: -60px;
	background-color: #dcffff;
	border-radius: 100px;
	padding: 13px;
	border: 4px solid #155776;
	z-index: 33;
	position: relative;
	}
	
	.proscons {
		text-align: center;
	}

	.proscons-Margn {
		margin: 20px 0 20px 0;
	}

	table.proscons tbody td {
		width:50%;
		text-align: left !important;
		padding: 15px 20px;
		font-weight: 500;
	}

	table.proscons th:first-child {
		width:50%;
		text-align: center !important;
		padding: 15px 20px;
	}
	
	table.proscons thead tr th {
		text-align: center !important;
	}

	.tabl-Checklist {
		font-weight: bold;
		font-family:'Open Sans', Helvetica, sans-serif;
	}

	table.tabl-Checklist thead th:not(:first-child)
	{
		text-align: center;
	}

	table.tabl-Checklist tbody td:not(:first-child)
	{
		text-align: center;
	}
	
	.tabl-Checkmark {
		color: #24ad00;
		font-weight: bold;
		font-size: 20px;
	}
	
	.tabl-Xmark {
		color: #ea2634;
		font-weight: bold;
		font-size: 26px;
	}
	
	
	
	.tabl-Compare {
		font-weight: bold;
		font-family:'Open Sans', Helvetica, sans-serif;
		text-align: center;
	}
	
	table.tabl-Compare thead 
	{
		background-color: #20394C;
		color: #dcffff;
	}
	
	table.tabl-Compare tbody td:nth-child(2) {
    text-align: center;
	}

	.font-Middle {
		text-align: center;
	}


		
@media only screen and (min-width: 1170px) { 
#MRCtablefix {
	margin-top: -70px !important;
}	
}	

@media only screen and (max-width: 1169px) { 
#MRCtablefix {
	margin-top: -50px !important;
}	
}	

#MRCquickquoteinsert {
padding-left:20px; 
padding-right:20px; 
width: 100%;	
	}

@media only screen and (min-width: 1226px) { 
#MRCquickquoteinsert {
margin-top: -55px !important;
	}
}	

@media only screen and (max-width: 1225px) { 
#MRCquickquoteinsert {
margin-top: -45px !important;
	}
}	

#MRCtablefix::after {
  visibility: hidden;
  display: block;
  font-size: 0;
  content: " ";
  clear: both;
  height: 30px;
}


#MRCquickquoteinsert::after {
  visibility: hidden;
  display: block;
  font-size: 0;
  content: " ";
  clear: both;
  height: 30px;
}

	.sect-Quote2 {
		border-left: 4px solid #bbf2ff; 
		margin: 20px 0;
	}
	
	.icon-Quote2 {
		width: 80px; 
		padding: 15px 15px 0 20px; 
		float: left;
	}
	
	.text-Quote2 {
		text-align: left; 
		font-size: 18px; 
		line-height: 24px; 
		font-style: italic; 
		color: #296387; 
		margin-bottom: 0px; 
		padding: 0 19px;
	}